LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,531
−HK$4,109/mo
▼ 0.25% · 3.875%
HK$67,569
−HK$2,071/mo
Today · 4.125%
HK$69,640
baseline
▲ 0.50% · 4.625%
HK$73,878
+HK$4,238/mo
Deposit HK$14.37M · loan HK$14.37M · min. income ≈ HK$139,280/mo (50% DSR)
Upfront cash ≈ HK$15.59M (deposit + AVD stamp duty HK$1,221,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,903
−HK$3,938/mo
▼ 0.25% · 3.875%
HK$74,858
−HK$1,983/mo
Today · 4.125%
HK$76,841
baseline
▲ 0.50% · 4.625%
HK$80,892
+HK$4,051/mo
Deposit HK$14.37M · loan HK$14.37M · min. income ≈ HK$153,682/mo (50% DSR)
Upfront cash ≈ HK$15.59M (deposit + AVD stamp duty HK$1,221,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,637
−HK$4,931/mo
▼ 0.25% · 3.875%
HK$81,083
−HK$2,485/mo
Today · 4.125%
HK$83,568
baseline
▲ 0.50% · 4.625%
HK$88,653
+HK$5,085/mo
Deposit HK$11.50M · loan HK$17.24M · min. income ≈ HK$167,136/mo (50% DSR)
Upfront cash ≈ HK$12.72M (deposit + AVD stamp duty HK$1,221,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,483
−HK$4,726/mo
▼ 0.25% · 3.875%
HK$89,829
−HK$2,380/mo
Today · 4.125%
HK$92,209
baseline
▲ 0.50% · 4.625%
HK$97,070
+HK$4,861/mo
Deposit HK$11.50M · loan HK$17.24M · min. income ≈ HK$184,418/mo (50% DSR)
Upfront cash ≈ HK$12.72M (deposit + AVD stamp duty HK$1,221,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,743
−HK$5,753/mo
▼ 0.25% · 3.875%
HK$94,597
−HK$2,899/mo
Today · 4.125%
HK$97,496
baseline
▲ 0.50% · 4.625%
HK$103,429
+HK$5,933/mo
Deposit HK$8.62M · loan HK$20.12M · min. income ≈ HK$194,992/mo (50% DSR)
Upfront cash ≈ HK$9.84M (deposit + AVD stamp duty HK$1,221,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,064
−HK$5,514/mo
▼ 0.25% · 3.875%
HK$104,801
−HK$2,777/mo
Today · 4.125%
HK$107,578
baseline
▲ 0.50% · 4.625%
HK$113,248
+HK$5,670/mo
Deposit HK$8.62M · loan HK$20.12M · min. income ≈ HK$215,156/mo (50% DSR)
Upfront cash ≈ HK$9.84M (deposit + AVD stamp duty HK$1,221,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,956
−HK$7,397/mo
▼ 0.25% · 3.875%
HK$121,625
−HK$3,728/mo
Today · 4.125%
HK$125,353
baseline
▲ 0.50% · 4.625%
HK$132,980
+HK$7,627/mo
Deposit HK$2.87M · loan HK$25.86M · min. income ≈ HK$250,706/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$1,221,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,225
−HK$7,089/mo
▼ 0.25% · 3.875%
HK$134,744
−HK$3,570/mo
Today · 4.125%
HK$138,314
baseline
▲ 0.50% · 4.625%
HK$145,605
+HK$7,291/mo
Deposit HK$2.87M · loan HK$25.86M · min. income ≈ HK$276,628/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$1,221,383 · Scale 2, in force from 26 Feb 2026)