LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,532
−HK$4,109/mo
▼ 0.25% · 3.875%
HK$67,570
−HK$2,071/mo
Today · 4.125%
HK$69,641
baseline
▲ 0.50% · 4.625%
HK$73,878
+HK$4,237/mo
Deposit HK$14.37M · loan HK$14.37M · min. income ≈ HK$139,282/mo (50% DSR)
Upfront cash ≈ HK$15.59M (deposit + AVD stamp duty HK$1,221,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,903
−HK$3,939/mo
▼ 0.25% · 3.875%
HK$74,858
−HK$1,984/mo
Today · 4.125%
HK$76,842
baseline
▲ 0.50% · 4.625%
HK$80,892
+HK$4,050/mo
Deposit HK$14.37M · loan HK$14.37M · min. income ≈ HK$153,684/mo (50% DSR)
Upfront cash ≈ HK$15.59M (deposit + AVD stamp duty HK$1,221,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,638
−HK$4,931/mo
▼ 0.25% · 3.875%
HK$81,084
−HK$2,485/mo
Today · 4.125%
HK$83,569
baseline
▲ 0.50% · 4.625%
HK$88,654
+HK$5,085/mo
Deposit HK$11.50M · loan HK$17.24M · min. income ≈ HK$167,138/mo (50% DSR)
Upfront cash ≈ HK$12.72M (deposit + AVD stamp duty HK$1,221,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,484
−HK$4,726/mo
▼ 0.25% · 3.875%
HK$89,830
−HK$2,380/mo
Today · 4.125%
HK$92,210
baseline
▲ 0.50% · 4.625%
HK$97,071
+HK$4,861/mo
Deposit HK$11.50M · loan HK$17.24M · min. income ≈ HK$184,420/mo (50% DSR)
Upfront cash ≈ HK$12.72M (deposit + AVD stamp duty HK$1,221,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,744
−HK$5,753/mo
▼ 0.25% · 3.875%
HK$94,598
−HK$2,899/mo
Today · 4.125%
HK$97,497
baseline
▲ 0.50% · 4.625%
HK$103,430
+HK$5,933/mo
Deposit HK$8.62M · loan HK$20.12M · min. income ≈ HK$194,994/mo (50% DSR)
Upfront cash ≈ HK$9.84M (deposit + AVD stamp duty HK$1,221,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,065
−HK$5,514/mo
▼ 0.25% · 3.875%
HK$104,802
−HK$2,777/mo
Today · 4.125%
HK$107,579
baseline
▲ 0.50% · 4.625%
HK$113,249
+HK$5,670/mo
Deposit HK$8.62M · loan HK$20.12M · min. income ≈ HK$215,158/mo (50% DSR)
Upfront cash ≈ HK$9.84M (deposit + AVD stamp duty HK$1,221,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,957
−HK$7,397/mo
▼ 0.25% · 3.875%
HK$121,626
−HK$3,728/mo
Today · 4.125%
HK$125,354
baseline
▲ 0.50% · 4.625%
HK$132,981
+HK$7,627/mo
Deposit HK$2.87M · loan HK$25.86M · min. income ≈ HK$250,708/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$1,221,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,226
−HK$7,090/mo
▼ 0.25% · 3.875%
HK$134,745
−HK$3,571/mo
Today · 4.125%
HK$138,316
baseline
▲ 0.50% · 4.625%
HK$145,606
+HK$7,290/mo
Deposit HK$2.87M · loan HK$25.86M · min. income ≈ HK$276,632/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$1,221,395 · Scale 2, in force from 26 Feb 2026)