LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,535
−HK$4,110/mo
▼ 0.25% · 3.875%
HK$67,574
−HK$2,071/mo
Today · 4.125%
HK$69,645
baseline
▲ 0.50% · 4.625%
HK$73,883
+HK$4,238/mo
Deposit HK$14.37M · loan HK$14.37M · min. income ≈ HK$139,290/mo (50% DSR)
Upfront cash ≈ HK$15.59M (deposit + AVD stamp duty HK$1,221,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,908
−HK$3,939/mo
▼ 0.25% · 3.875%
HK$74,863
−HK$1,984/mo
Today · 4.125%
HK$76,847
baseline
▲ 0.50% · 4.625%
HK$80,897
+HK$4,050/mo
Deposit HK$14.37M · loan HK$14.37M · min. income ≈ HK$153,694/mo (50% DSR)
Upfront cash ≈ HK$15.59M (deposit + AVD stamp duty HK$1,221,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,643
−HK$4,931/mo
▼ 0.25% · 3.875%
HK$81,089
−HK$2,485/mo
Today · 4.125%
HK$83,574
baseline
▲ 0.50% · 4.625%
HK$88,659
+HK$5,085/mo
Deposit HK$11.50M · loan HK$17.24M · min. income ≈ HK$167,148/mo (50% DSR)
Upfront cash ≈ HK$12.72M (deposit + AVD stamp duty HK$1,221,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,489
−HK$4,727/mo
▼ 0.25% · 3.875%
HK$89,835
−HK$2,381/mo
Today · 4.125%
HK$92,216
baseline
▲ 0.50% · 4.625%
HK$97,077
+HK$4,861/mo
Deposit HK$11.50M · loan HK$17.24M · min. income ≈ HK$184,432/mo (50% DSR)
Upfront cash ≈ HK$12.72M (deposit + AVD stamp duty HK$1,221,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,750
−HK$5,753/mo
▼ 0.25% · 3.875%
HK$94,604
−HK$2,899/mo
Today · 4.125%
HK$97,503
baseline
▲ 0.50% · 4.625%
HK$103,436
+HK$5,933/mo
Deposit HK$8.62M · loan HK$20.12M · min. income ≈ HK$195,006/mo (50% DSR)
Upfront cash ≈ HK$9.84M (deposit + AVD stamp duty HK$1,221,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,071
−HK$5,514/mo
▼ 0.25% · 3.875%
HK$104,808
−HK$2,777/mo
Today · 4.125%
HK$107,585
baseline
▲ 0.50% · 4.625%
HK$113,256
+HK$5,671/mo
Deposit HK$8.62M · loan HK$20.12M · min. income ≈ HK$215,170/mo (50% DSR)
Upfront cash ≈ HK$9.84M (deposit + AVD stamp duty HK$1,221,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,964
−HK$7,397/mo
▼ 0.25% · 3.875%
HK$121,633
−HK$3,728/mo
Today · 4.125%
HK$125,361
baseline
▲ 0.50% · 4.625%
HK$132,989
+HK$7,628/mo
Deposit HK$2.87M · loan HK$25.87M · min. income ≈ HK$250,722/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$1,221,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,234
−HK$7,090/mo
▼ 0.25% · 3.875%
HK$134,753
−HK$3,571/mo
Today · 4.125%
HK$138,324
baseline
▲ 0.50% · 4.625%
HK$145,615
+HK$7,291/mo
Deposit HK$2.87M · loan HK$25.87M · min. income ≈ HK$276,648/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$1,221,467 · Scale 2, in force from 26 Feb 2026)