LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,536
−HK$4,110/mo
▼ 0.25% · 3.875%
HK$67,575
−HK$2,071/mo
Today · 4.125%
HK$69,646
baseline
▲ 0.50% · 4.625%
HK$73,884
+HK$4,238/mo
Deposit HK$14.37M · loan HK$14.37M · min. income ≈ HK$139,292/mo (50% DSR)
Upfront cash ≈ HK$15.59M (deposit + AVD stamp duty HK$1,221,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,908
−HK$3,939/mo
▼ 0.25% · 3.875%
HK$74,864
−HK$1,983/mo
Today · 4.125%
HK$76,847
baseline
▲ 0.50% · 4.625%
HK$80,898
+HK$4,051/mo
Deposit HK$14.37M · loan HK$14.37M · min. income ≈ HK$153,694/mo (50% DSR)
Upfront cash ≈ HK$15.59M (deposit + AVD stamp duty HK$1,221,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,643
−HK$4,932/mo
▼ 0.25% · 3.875%
HK$81,090
−HK$2,485/mo
Today · 4.125%
HK$83,575
baseline
▲ 0.50% · 4.625%
HK$88,660
+HK$5,085/mo
Deposit HK$11.50M · loan HK$17.24M · min. income ≈ HK$167,150/mo (50% DSR)
Upfront cash ≈ HK$12.72M (deposit + AVD stamp duty HK$1,221,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,490
−HK$4,727/mo
▼ 0.25% · 3.875%
HK$89,836
−HK$2,381/mo
Today · 4.125%
HK$92,217
baseline
▲ 0.50% · 4.625%
HK$97,078
+HK$4,861/mo
Deposit HK$11.50M · loan HK$17.24M · min. income ≈ HK$184,434/mo (50% DSR)
Upfront cash ≈ HK$12.72M (deposit + AVD stamp duty HK$1,221,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,751
−HK$5,753/mo
▼ 0.25% · 3.875%
HK$94,605
−HK$2,899/mo
Today · 4.125%
HK$97,504
baseline
▲ 0.50% · 4.625%
HK$103,437
+HK$5,933/mo
Deposit HK$8.62M · loan HK$20.12M · min. income ≈ HK$195,008/mo (50% DSR)
Upfront cash ≈ HK$9.84M (deposit + AVD stamp duty HK$1,221,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,072
−HK$5,514/mo
▼ 0.25% · 3.875%
HK$104,809
−HK$2,777/mo
Today · 4.125%
HK$107,586
baseline
▲ 0.50% · 4.625%
HK$113,257
+HK$5,671/mo
Deposit HK$8.62M · loan HK$20.12M · min. income ≈ HK$215,172/mo (50% DSR)
Upfront cash ≈ HK$9.84M (deposit + AVD stamp duty HK$1,221,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,965
−HK$7,397/mo
▼ 0.25% · 3.875%
HK$121,634
−HK$3,728/mo
Today · 4.125%
HK$125,362
baseline
▲ 0.50% · 4.625%
HK$132,990
+HK$7,628/mo
Deposit HK$2.87M · loan HK$25.87M · min. income ≈ HK$250,724/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$1,221,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,235
−HK$7,090/mo
▼ 0.25% · 3.875%
HK$134,755
−HK$3,570/mo
Today · 4.125%
HK$138,325
baseline
▲ 0.50% · 4.625%
HK$145,616
+HK$7,291/mo
Deposit HK$2.87M · loan HK$25.87M · min. income ≈ HK$276,650/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$1,221,479 · Scale 2, in force from 26 Feb 2026)