LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,537
−HK$4,110/mo
▼ 0.25% · 3.875%
HK$67,575
−HK$2,072/mo
Today · 4.125%
HK$69,647
baseline
▲ 0.50% · 4.625%
HK$73,884
+HK$4,237/mo
Deposit HK$14.37M · loan HK$14.37M · min. income ≈ HK$139,294/mo (50% DSR)
Upfront cash ≈ HK$15.59M (deposit + AVD stamp duty HK$1,221,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,909
−HK$3,939/mo
▼ 0.25% · 3.875%
HK$74,865
−HK$1,983/mo
Today · 4.125%
HK$76,848
baseline
▲ 0.50% · 4.625%
HK$80,899
+HK$4,051/mo
Deposit HK$14.37M · loan HK$14.37M · min. income ≈ HK$153,696/mo (50% DSR)
Upfront cash ≈ HK$15.59M (deposit + AVD stamp duty HK$1,221,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,644
−HK$4,932/mo
▼ 0.25% · 3.875%
HK$81,091
−HK$2,485/mo
Today · 4.125%
HK$83,576
baseline
▲ 0.50% · 4.625%
HK$88,661
+HK$5,085/mo
Deposit HK$11.50M · loan HK$17.24M · min. income ≈ HK$167,152/mo (50% DSR)
Upfront cash ≈ HK$12.72M (deposit + AVD stamp duty HK$1,221,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,491
−HK$4,727/mo
▼ 0.25% · 3.875%
HK$89,837
−HK$2,381/mo
Today · 4.125%
HK$92,218
baseline
▲ 0.50% · 4.625%
HK$97,079
+HK$4,861/mo
Deposit HK$11.50M · loan HK$17.24M · min. income ≈ HK$184,436/mo (50% DSR)
Upfront cash ≈ HK$12.72M (deposit + AVD stamp duty HK$1,221,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,752
−HK$5,753/mo
▼ 0.25% · 3.875%
HK$94,606
−HK$2,899/mo
Today · 4.125%
HK$97,505
baseline
▲ 0.50% · 4.625%
HK$103,438
+HK$5,933/mo
Deposit HK$8.62M · loan HK$20.12M · min. income ≈ HK$195,010/mo (50% DSR)
Upfront cash ≈ HK$9.84M (deposit + AVD stamp duty HK$1,221,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,073
−HK$5,514/mo
▼ 0.25% · 3.875%
HK$104,810
−HK$2,777/mo
Today · 4.125%
HK$107,587
baseline
▲ 0.50% · 4.625%
HK$113,259
+HK$5,672/mo
Deposit HK$8.62M · loan HK$20.12M · min. income ≈ HK$215,174/mo (50% DSR)
Upfront cash ≈ HK$9.84M (deposit + AVD stamp duty HK$1,221,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,966
−HK$7,398/mo
▼ 0.25% · 3.875%
HK$121,636
−HK$3,728/mo
Today · 4.125%
HK$125,364
baseline
▲ 0.50% · 4.625%
HK$132,992
+HK$7,628/mo
Deposit HK$2.87M · loan HK$25.87M · min. income ≈ HK$250,728/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$1,221,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,236
−HK$7,091/mo
▼ 0.25% · 3.875%
HK$134,756
−HK$3,571/mo
Today · 4.125%
HK$138,327
baseline
▲ 0.50% · 4.625%
HK$145,618
+HK$7,291/mo
Deposit HK$2.87M · loan HK$25.87M · min. income ≈ HK$276,654/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$1,221,494 · Scale 2, in force from 26 Feb 2026)