LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,538
−HK$4,109/mo
▼ 0.25% · 3.875%
HK$67,576
−HK$2,071/mo
Today · 4.125%
HK$69,647
baseline
▲ 0.50% · 4.625%
HK$73,885
+HK$4,238/mo
Deposit HK$14.37M · loan HK$14.37M · min. income ≈ HK$139,294/mo (50% DSR)
Upfront cash ≈ HK$15.59M (deposit + AVD stamp duty HK$1,221,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,910
−HK$3,939/mo
▼ 0.25% · 3.875%
HK$74,865
−HK$1,984/mo
Today · 4.125%
HK$76,849
baseline
▲ 0.50% · 4.625%
HK$80,900
+HK$4,051/mo
Deposit HK$14.37M · loan HK$14.37M · min. income ≈ HK$153,698/mo (50% DSR)
Upfront cash ≈ HK$15.59M (deposit + AVD stamp duty HK$1,221,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,645
−HK$4,932/mo
▼ 0.25% · 3.875%
HK$81,091
−HK$2,486/mo
Today · 4.125%
HK$83,577
baseline
▲ 0.50% · 4.625%
HK$88,662
+HK$5,085/mo
Deposit HK$11.50M · loan HK$17.24M · min. income ≈ HK$167,154/mo (50% DSR)
Upfront cash ≈ HK$12.72M (deposit + AVD stamp duty HK$1,221,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,492
−HK$4,727/mo
▼ 0.25% · 3.875%
HK$89,838
−HK$2,381/mo
Today · 4.125%
HK$92,219
baseline
▲ 0.50% · 4.625%
HK$97,080
+HK$4,861/mo
Deposit HK$11.50M · loan HK$17.24M · min. income ≈ HK$184,438/mo (50% DSR)
Upfront cash ≈ HK$12.72M (deposit + AVD stamp duty HK$1,221,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,753
−HK$5,753/mo
▼ 0.25% · 3.875%
HK$94,607
−HK$2,899/mo
Today · 4.125%
HK$97,506
baseline
▲ 0.50% · 4.625%
HK$103,439
+HK$5,933/mo
Deposit HK$8.62M · loan HK$20.12M · min. income ≈ HK$195,012/mo (50% DSR)
Upfront cash ≈ HK$9.84M (deposit + AVD stamp duty HK$1,221,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,074
−HK$5,515/mo
▼ 0.25% · 3.875%
HK$104,811
−HK$2,778/mo
Today · 4.125%
HK$107,589
baseline
▲ 0.50% · 4.625%
HK$113,260
+HK$5,671/mo
Deposit HK$8.62M · loan HK$20.12M · min. income ≈ HK$215,178/mo (50% DSR)
Upfront cash ≈ HK$9.84M (deposit + AVD stamp duty HK$1,221,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,968
−HK$7,397/mo
▼ 0.25% · 3.875%
HK$121,637
−HK$3,728/mo
Today · 4.125%
HK$125,365
baseline
▲ 0.50% · 4.625%
HK$132,994
+HK$7,629/mo
Deposit HK$2.87M · loan HK$25.87M · min. income ≈ HK$250,730/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$1,221,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,238
−HK$7,090/mo
▼ 0.25% · 3.875%
HK$134,758
−HK$3,570/mo
Today · 4.125%
HK$138,328
baseline
▲ 0.50% · 4.625%
HK$145,620
+HK$7,292/mo
Deposit HK$2.87M · loan HK$25.87M · min. income ≈ HK$276,656/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$1,221,507 · Scale 2, in force from 26 Feb 2026)