LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,540
−HK$4,110/mo
▼ 0.25% · 3.875%
HK$67,578
−HK$2,072/mo
Today · 4.125%
HK$69,650
baseline
▲ 0.50% · 4.625%
HK$73,888
+HK$4,238/mo
Deposit HK$14.37M · loan HK$14.37M · min. income ≈ HK$139,300/mo (50% DSR)
Upfront cash ≈ HK$15.59M (deposit + AVD stamp duty HK$1,221,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,912
−HK$3,939/mo
▼ 0.25% · 3.875%
HK$74,868
−HK$1,983/mo
Today · 4.125%
HK$76,851
baseline
▲ 0.50% · 4.625%
HK$80,902
+HK$4,051/mo
Deposit HK$14.37M · loan HK$14.37M · min. income ≈ HK$153,702/mo (50% DSR)
Upfront cash ≈ HK$15.59M (deposit + AVD stamp duty HK$1,221,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,648
−HK$4,932/mo
▼ 0.25% · 3.875%
HK$81,094
−HK$2,486/mo
Today · 4.125%
HK$83,580
baseline
▲ 0.50% · 4.625%
HK$88,665
+HK$5,085/mo
Deposit HK$11.50M · loan HK$17.25M · min. income ≈ HK$167,160/mo (50% DSR)
Upfront cash ≈ HK$12.72M (deposit + AVD stamp duty HK$1,221,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,495
−HK$4,727/mo
▼ 0.25% · 3.875%
HK$89,841
−HK$2,381/mo
Today · 4.125%
HK$92,222
baseline
▲ 0.50% · 4.625%
HK$97,083
+HK$4,861/mo
Deposit HK$11.50M · loan HK$17.25M · min. income ≈ HK$184,444/mo (50% DSR)
Upfront cash ≈ HK$12.72M (deposit + AVD stamp duty HK$1,221,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,756
−HK$5,753/mo
▼ 0.25% · 3.875%
HK$94,610
−HK$2,899/mo
Today · 4.125%
HK$97,509
baseline
▲ 0.50% · 4.625%
HK$103,443
+HK$5,934/mo
Deposit HK$8.62M · loan HK$20.12M · min. income ≈ HK$195,018/mo (50% DSR)
Upfront cash ≈ HK$9.84M (deposit + AVD stamp duty HK$1,221,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,077
−HK$5,515/mo
▼ 0.25% · 3.875%
HK$104,815
−HK$2,777/mo
Today · 4.125%
HK$107,592
baseline
▲ 0.50% · 4.625%
HK$113,263
+HK$5,671/mo
Deposit HK$8.62M · loan HK$20.12M · min. income ≈ HK$215,184/mo (50% DSR)
Upfront cash ≈ HK$9.84M (deposit + AVD stamp duty HK$1,221,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,971
−HK$7,398/mo
▼ 0.25% · 3.875%
HK$121,641
−HK$3,728/mo
Today · 4.125%
HK$125,369
baseline
▲ 0.50% · 4.625%
HK$132,998
+HK$7,629/mo
Deposit HK$2.87M · loan HK$25.87M · min. income ≈ HK$250,738/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$1,221,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,242
−HK$7,091/mo
▼ 0.25% · 3.875%
HK$134,762
−HK$3,571/mo
Today · 4.125%
HK$138,333
baseline
▲ 0.50% · 4.625%
HK$145,624
+HK$7,291/mo
Deposit HK$2.87M · loan HK$25.87M · min. income ≈ HK$276,666/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$1,221,546 · Scale 2, in force from 26 Feb 2026)