LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,548
−HK$4,110/mo
▼ 0.25% · 3.875%
HK$67,587
−HK$2,071/mo
Today · 4.125%
HK$69,658
baseline
▲ 0.50% · 4.625%
HK$73,897
+HK$4,239/mo
Deposit HK$14.37M · loan HK$14.37M · min. income ≈ HK$139,316/mo (50% DSR)
Upfront cash ≈ HK$15.59M (deposit + AVD stamp duty HK$1,221,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,921
−HK$3,940/mo
▼ 0.25% · 3.875%
HK$74,877
−HK$1,984/mo
Today · 4.125%
HK$76,861
baseline
▲ 0.50% · 4.625%
HK$80,912
+HK$4,051/mo
Deposit HK$14.37M · loan HK$14.37M · min. income ≈ HK$153,722/mo (50% DSR)
Upfront cash ≈ HK$15.59M (deposit + AVD stamp duty HK$1,221,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,657
−HK$4,933/mo
▼ 0.25% · 3.875%
HK$81,104
−HK$2,486/mo
Today · 4.125%
HK$83,590
baseline
▲ 0.50% · 4.625%
HK$88,676
+HK$5,086/mo
Deposit HK$11.50M · loan HK$17.25M · min. income ≈ HK$167,180/mo (50% DSR)
Upfront cash ≈ HK$12.72M (deposit + AVD stamp duty HK$1,221,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,505
−HK$4,728/mo
▼ 0.25% · 3.875%
HK$89,852
−HK$2,381/mo
Today · 4.125%
HK$92,233
baseline
▲ 0.50% · 4.625%
HK$97,095
+HK$4,862/mo
Deposit HK$11.50M · loan HK$17.25M · min. income ≈ HK$184,466/mo (50% DSR)
Upfront cash ≈ HK$12.72M (deposit + AVD stamp duty HK$1,221,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,767
−HK$5,754/mo
▼ 0.25% · 3.875%
HK$94,621
−HK$2,900/mo
Today · 4.125%
HK$97,521
baseline
▲ 0.50% · 4.625%
HK$103,455
+HK$5,934/mo
Deposit HK$8.62M · loan HK$20.12M · min. income ≈ HK$195,042/mo (50% DSR)
Upfront cash ≈ HK$9.85M (deposit + AVD stamp duty HK$1,221,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,090
−HK$5,515/mo
▼ 0.25% · 3.875%
HK$104,828
−HK$2,777/mo
Today · 4.125%
HK$107,605
baseline
▲ 0.50% · 4.625%
HK$113,277
+HK$5,672/mo
Deposit HK$8.62M · loan HK$20.12M · min. income ≈ HK$215,210/mo (50% DSR)
Upfront cash ≈ HK$9.85M (deposit + AVD stamp duty HK$1,221,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,986
−HK$7,399/mo
▼ 0.25% · 3.875%
HK$121,656
−HK$3,729/mo
Today · 4.125%
HK$125,385
baseline
▲ 0.50% · 4.625%
HK$133,014
+HK$7,629/mo
Deposit HK$2.87M · loan HK$25.87M · min. income ≈ HK$250,770/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$1,221,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,258
−HK$7,091/mo
▼ 0.25% · 3.875%
HK$134,778
−HK$3,571/mo
Today · 4.125%
HK$138,349
baseline
▲ 0.50% · 4.625%
HK$145,642
+HK$7,293/mo
Deposit HK$2.87M · loan HK$25.87M · min. income ≈ HK$276,698/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$1,221,695 · Scale 2, in force from 26 Feb 2026)