LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,549
−HK$4,110/mo
▼ 0.25% · 3.875%
HK$67,588
−HK$2,071/mo
Today · 4.125%
HK$69,659
baseline
▲ 0.50% · 4.625%
HK$73,898
+HK$4,239/mo
Deposit HK$14.37M · loan HK$14.37M · min. income ≈ HK$139,318/mo (50% DSR)
Upfront cash ≈ HK$15.59M (deposit + AVD stamp duty HK$1,221,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,922
−HK$3,940/mo
▼ 0.25% · 3.875%
HK$74,878
−HK$1,984/mo
Today · 4.125%
HK$76,862
baseline
▲ 0.50% · 4.625%
HK$80,913
+HK$4,051/mo
Deposit HK$14.37M · loan HK$14.37M · min. income ≈ HK$153,724/mo (50% DSR)
Upfront cash ≈ HK$15.59M (deposit + AVD stamp duty HK$1,221,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,658
−HK$4,933/mo
▼ 0.25% · 3.875%
HK$81,105
−HK$2,486/mo
Today · 4.125%
HK$83,591
baseline
▲ 0.50% · 4.625%
HK$88,677
+HK$5,086/mo
Deposit HK$11.50M · loan HK$17.25M · min. income ≈ HK$167,182/mo (50% DSR)
Upfront cash ≈ HK$12.72M (deposit + AVD stamp duty HK$1,221,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,507
−HK$4,727/mo
▼ 0.25% · 3.875%
HK$89,854
−HK$2,380/mo
Today · 4.125%
HK$92,234
baseline
▲ 0.50% · 4.625%
HK$97,096
+HK$4,862/mo
Deposit HK$11.50M · loan HK$17.25M · min. income ≈ HK$184,468/mo (50% DSR)
Upfront cash ≈ HK$12.72M (deposit + AVD stamp duty HK$1,221,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,768
−HK$5,755/mo
▼ 0.25% · 3.875%
HK$94,623
−HK$2,900/mo
Today · 4.125%
HK$97,523
baseline
▲ 0.50% · 4.625%
HK$103,457
+HK$5,934/mo
Deposit HK$8.62M · loan HK$20.12M · min. income ≈ HK$195,046/mo (50% DSR)
Upfront cash ≈ HK$9.85M (deposit + AVD stamp duty HK$1,221,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,091
−HK$5,516/mo
▼ 0.25% · 3.875%
HK$104,829
−HK$2,778/mo
Today · 4.125%
HK$107,607
baseline
▲ 0.50% · 4.625%
HK$113,279
+HK$5,672/mo
Deposit HK$8.62M · loan HK$20.12M · min. income ≈ HK$215,214/mo (50% DSR)
Upfront cash ≈ HK$9.85M (deposit + AVD stamp duty HK$1,221,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,988
−HK$7,398/mo
▼ 0.25% · 3.875%
HK$121,658
−HK$3,728/mo
Today · 4.125%
HK$125,386
baseline
▲ 0.50% · 4.625%
HK$133,016
+HK$7,630/mo
Deposit HK$2.87M · loan HK$25.87M · min. income ≈ HK$250,772/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$1,221,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,260
−HK$7,092/mo
▼ 0.25% · 3.875%
HK$134,780
−HK$3,572/mo
Today · 4.125%
HK$138,352
baseline
▲ 0.50% · 4.625%
HK$145,644
+HK$7,292/mo
Deposit HK$2.87M · loan HK$25.87M · min. income ≈ HK$276,704/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$1,221,713 · Scale 2, in force from 26 Feb 2026)