LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,549
−HK$4,111/mo
▼ 0.25% · 3.875%
HK$67,588
−HK$2,072/mo
Today · 4.125%
HK$69,660
baseline
▲ 0.50% · 4.625%
HK$73,898
+HK$4,238/mo
Deposit HK$14.37M · loan HK$14.37M · min. income ≈ HK$139,320/mo (50% DSR)
Upfront cash ≈ HK$15.59M (deposit + AVD stamp duty HK$1,221,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,923
−HK$3,940/mo
▼ 0.25% · 3.875%
HK$74,879
−HK$1,984/mo
Today · 4.125%
HK$76,863
baseline
▲ 0.50% · 4.625%
HK$80,914
+HK$4,051/mo
Deposit HK$14.37M · loan HK$14.37M · min. income ≈ HK$153,726/mo (50% DSR)
Upfront cash ≈ HK$15.59M (deposit + AVD stamp duty HK$1,221,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,659
−HK$4,933/mo
▼ 0.25% · 3.875%
HK$81,106
−HK$2,486/mo
Today · 4.125%
HK$83,592
baseline
▲ 0.50% · 4.625%
HK$88,678
+HK$5,086/mo
Deposit HK$11.50M · loan HK$17.25M · min. income ≈ HK$167,184/mo (50% DSR)
Upfront cash ≈ HK$12.72M (deposit + AVD stamp duty HK$1,221,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,507
−HK$4,728/mo
▼ 0.25% · 3.875%
HK$89,854
−HK$2,381/mo
Today · 4.125%
HK$92,235
baseline
▲ 0.50% · 4.625%
HK$97,097
+HK$4,862/mo
Deposit HK$11.50M · loan HK$17.25M · min. income ≈ HK$184,470/mo (50% DSR)
Upfront cash ≈ HK$12.72M (deposit + AVD stamp duty HK$1,221,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,769
−HK$5,755/mo
▼ 0.25% · 3.875%
HK$94,623
−HK$2,901/mo
Today · 4.125%
HK$97,524
baseline
▲ 0.50% · 4.625%
HK$103,458
+HK$5,934/mo
Deposit HK$8.62M · loan HK$20.12M · min. income ≈ HK$195,048/mo (50% DSR)
Upfront cash ≈ HK$9.85M (deposit + AVD stamp duty HK$1,221,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,092
−HK$5,516/mo
▼ 0.25% · 3.875%
HK$104,830
−HK$2,778/mo
Today · 4.125%
HK$107,608
baseline
▲ 0.50% · 4.625%
HK$113,280
+HK$5,672/mo
Deposit HK$8.62M · loan HK$20.12M · min. income ≈ HK$215,216/mo (50% DSR)
Upfront cash ≈ HK$9.85M (deposit + AVD stamp duty HK$1,221,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,989
−HK$7,399/mo
▼ 0.25% · 3.875%
HK$121,659
−HK$3,729/mo
Today · 4.125%
HK$125,388
baseline
▲ 0.50% · 4.625%
HK$133,017
+HK$7,629/mo
Deposit HK$2.87M · loan HK$25.87M · min. income ≈ HK$250,776/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$1,221,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,261
−HK$7,092/mo
▼ 0.25% · 3.875%
HK$134,782
−HK$3,571/mo
Today · 4.125%
HK$138,353
baseline
▲ 0.50% · 4.625%
HK$145,646
+HK$7,293/mo
Deposit HK$2.87M · loan HK$25.87M · min. income ≈ HK$276,706/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$1,221,724 · Scale 2, in force from 26 Feb 2026)