LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,555
−HK$4,111/mo
▼ 0.25% · 3.875%
HK$67,595
−HK$2,071/mo
Today · 4.125%
HK$69,666
baseline
▲ 0.50% · 4.625%
HK$73,905
+HK$4,239/mo
Deposit HK$14.37M · loan HK$14.37M · min. income ≈ HK$139,332/mo (50% DSR)
Upfront cash ≈ HK$15.60M (deposit + AVD stamp duty HK$1,221,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,930
−HK$3,940/mo
▼ 0.25% · 3.875%
HK$74,886
−HK$1,984/mo
Today · 4.125%
HK$76,870
baseline
▲ 0.50% · 4.625%
HK$80,922
+HK$4,052/mo
Deposit HK$14.37M · loan HK$14.37M · min. income ≈ HK$153,740/mo (50% DSR)
Upfront cash ≈ HK$15.60M (deposit + AVD stamp duty HK$1,221,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,667
−HK$4,933/mo
▼ 0.25% · 3.875%
HK$81,114
−HK$2,486/mo
Today · 4.125%
HK$83,600
baseline
▲ 0.50% · 4.625%
HK$88,687
+HK$5,087/mo
Deposit HK$11.50M · loan HK$17.25M · min. income ≈ HK$167,200/mo (50% DSR)
Upfront cash ≈ HK$12.72M (deposit + AVD stamp duty HK$1,221,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,516
−HK$4,728/mo
▼ 0.25% · 3.875%
HK$89,863
−HK$2,381/mo
Today · 4.125%
HK$92,244
baseline
▲ 0.50% · 4.625%
HK$97,106
+HK$4,862/mo
Deposit HK$11.50M · loan HK$17.25M · min. income ≈ HK$184,488/mo (50% DSR)
Upfront cash ≈ HK$12.72M (deposit + AVD stamp duty HK$1,221,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,778
−HK$5,755/mo
▼ 0.25% · 3.875%
HK$94,632
−HK$2,901/mo
Today · 4.125%
HK$97,533
baseline
▲ 0.50% · 4.625%
HK$103,468
+HK$5,935/mo
Deposit HK$8.62M · loan HK$20.12M · min. income ≈ HK$195,066/mo (50% DSR)
Upfront cash ≈ HK$9.85M (deposit + AVD stamp duty HK$1,221,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,102
−HK$5,516/mo
▼ 0.25% · 3.875%
HK$104,840
−HK$2,778/mo
Today · 4.125%
HK$107,618
baseline
▲ 0.50% · 4.625%
HK$113,291
+HK$5,673/mo
Deposit HK$8.62M · loan HK$20.12M · min. income ≈ HK$215,236/mo (50% DSR)
Upfront cash ≈ HK$9.85M (deposit + AVD stamp duty HK$1,221,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,000
−HK$7,400/mo
▼ 0.25% · 3.875%
HK$121,670
−HK$3,730/mo
Today · 4.125%
HK$125,400
baseline
▲ 0.50% · 4.625%
HK$133,030
+HK$7,630/mo
Deposit HK$2.87M · loan HK$25.87M · min. income ≈ HK$250,800/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$1,221,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,274
−HK$7,092/mo
▼ 0.25% · 3.875%
HK$134,794
−HK$3,572/mo
Today · 4.125%
HK$138,366
baseline
▲ 0.50% · 4.625%
HK$145,659
+HK$7,293/mo
Deposit HK$2.87M · loan HK$25.87M · min. income ≈ HK$276,732/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$1,221,840 · Scale 2, in force from 26 Feb 2026)