LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,558
−HK$4,111/mo
▼ 0.25% · 3.875%
HK$67,597
−HK$2,072/mo
Today · 4.125%
HK$69,669
baseline
▲ 0.50% · 4.625%
HK$73,908
+HK$4,239/mo
Deposit HK$14.38M · loan HK$14.38M · min. income ≈ HK$139,338/mo (50% DSR)
Upfront cash ≈ HK$15.60M (deposit + AVD stamp duty HK$1,221,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,933
−HK$3,940/mo
▼ 0.25% · 3.875%
HK$74,889
−HK$1,984/mo
Today · 4.125%
HK$76,873
baseline
▲ 0.50% · 4.625%
HK$80,925
+HK$4,052/mo
Deposit HK$14.38M · loan HK$14.38M · min. income ≈ HK$153,746/mo (50% DSR)
Upfront cash ≈ HK$15.60M (deposit + AVD stamp duty HK$1,221,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,670
−HK$4,933/mo
▼ 0.25% · 3.875%
HK$81,117
−HK$2,486/mo
Today · 4.125%
HK$83,603
baseline
▲ 0.50% · 4.625%
HK$88,690
+HK$5,087/mo
Deposit HK$11.50M · loan HK$17.25M · min. income ≈ HK$167,206/mo (50% DSR)
Upfront cash ≈ HK$12.72M (deposit + AVD stamp duty HK$1,221,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,519
−HK$4,729/mo
▼ 0.25% · 3.875%
HK$89,867
−HK$2,381/mo
Today · 4.125%
HK$92,248
baseline
▲ 0.50% · 4.625%
HK$97,110
+HK$4,862/mo
Deposit HK$11.50M · loan HK$17.25M · min. income ≈ HK$184,496/mo (50% DSR)
Upfront cash ≈ HK$12.72M (deposit + AVD stamp duty HK$1,221,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,781
−HK$5,756/mo
▼ 0.25% · 3.875%
HK$94,636
−HK$2,901/mo
Today · 4.125%
HK$97,537
baseline
▲ 0.50% · 4.625%
HK$103,472
+HK$5,935/mo
Deposit HK$8.63M · loan HK$20.13M · min. income ≈ HK$195,074/mo (50% DSR)
Upfront cash ≈ HK$9.85M (deposit + AVD stamp duty HK$1,221,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,106
−HK$5,516/mo
▼ 0.25% · 3.875%
HK$104,844
−HK$2,778/mo
Today · 4.125%
HK$107,622
baseline
▲ 0.50% · 4.625%
HK$113,295
+HK$5,673/mo
Deposit HK$8.63M · loan HK$20.13M · min. income ≈ HK$215,244/mo (50% DSR)
Upfront cash ≈ HK$9.85M (deposit + AVD stamp duty HK$1,221,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,005
−HK$7,400/mo
▼ 0.25% · 3.875%
HK$121,675
−HK$3,730/mo
Today · 4.125%
HK$125,405
baseline
▲ 0.50% · 4.625%
HK$133,035
+HK$7,630/mo
Deposit HK$2.88M · loan HK$25.88M · min. income ≈ HK$250,810/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$1,221,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,279
−HK$7,093/mo
▼ 0.25% · 3.875%
HK$134,800
−HK$3,572/mo
Today · 4.125%
HK$138,372
baseline
▲ 0.50% · 4.625%
HK$145,665
+HK$7,293/mo
Deposit HK$2.88M · loan HK$25.88M · min. income ≈ HK$276,744/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$1,221,890 · Scale 2, in force from 26 Feb 2026)