LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,563
−HK$4,112/mo
▼ 0.25% · 3.875%
HK$67,603
−HK$2,072/mo
Today · 4.125%
HK$69,675
baseline
▲ 0.50% · 4.625%
HK$73,914
+HK$4,239/mo
Deposit HK$14.38M · loan HK$14.38M · min. income ≈ HK$139,350/mo (50% DSR)
Upfront cash ≈ HK$15.60M (deposit + AVD stamp duty HK$1,221,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,938
−HK$3,941/mo
▼ 0.25% · 3.875%
HK$74,895
−HK$1,984/mo
Today · 4.125%
HK$76,879
baseline
▲ 0.50% · 4.625%
HK$80,932
+HK$4,053/mo
Deposit HK$14.38M · loan HK$14.38M · min. income ≈ HK$153,758/mo (50% DSR)
Upfront cash ≈ HK$15.60M (deposit + AVD stamp duty HK$1,221,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,676
−HK$4,934/mo
▼ 0.25% · 3.875%
HK$81,123
−HK$2,487/mo
Today · 4.125%
HK$83,610
baseline
▲ 0.50% · 4.625%
HK$88,697
+HK$5,087/mo
Deposit HK$11.50M · loan HK$17.25M · min. income ≈ HK$167,220/mo (50% DSR)
Upfront cash ≈ HK$12.72M (deposit + AVD stamp duty HK$1,221,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,526
−HK$4,729/mo
▼ 0.25% · 3.875%
HK$89,874
−HK$2,381/mo
Today · 4.125%
HK$92,255
baseline
▲ 0.50% · 4.625%
HK$97,118
+HK$4,863/mo
Deposit HK$11.50M · loan HK$17.25M · min. income ≈ HK$184,510/mo (50% DSR)
Upfront cash ≈ HK$12.72M (deposit + AVD stamp duty HK$1,221,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,789
−HK$5,756/mo
▼ 0.25% · 3.875%
HK$94,644
−HK$2,901/mo
Today · 4.125%
HK$97,545
baseline
▲ 0.50% · 4.625%
HK$103,480
+HK$5,935/mo
Deposit HK$8.63M · loan HK$20.13M · min. income ≈ HK$195,090/mo (50% DSR)
Upfront cash ≈ HK$9.85M (deposit + AVD stamp duty HK$1,221,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,114
−HK$5,517/mo
▼ 0.25% · 3.875%
HK$104,852
−HK$2,779/mo
Today · 4.125%
HK$107,631
baseline
▲ 0.50% · 4.625%
HK$113,304
+HK$5,673/mo
Deposit HK$8.63M · loan HK$20.13M · min. income ≈ HK$215,262/mo (50% DSR)
Upfront cash ≈ HK$9.85M (deposit + AVD stamp duty HK$1,221,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,014
−HK$7,400/mo
▼ 0.25% · 3.875%
HK$121,685
−HK$3,729/mo
Today · 4.125%
HK$125,414
baseline
▲ 0.50% · 4.625%
HK$133,046
+HK$7,632/mo
Deposit HK$2.88M · loan HK$25.88M · min. income ≈ HK$250,828/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$1,221,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,289
−HK$7,093/mo
▼ 0.25% · 3.875%
HK$134,810
−HK$3,572/mo
Today · 4.125%
HK$138,382
baseline
▲ 0.50% · 4.625%
HK$145,677
+HK$7,295/mo
Deposit HK$2.88M · loan HK$25.88M · min. income ≈ HK$276,764/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$1,221,985 · Scale 2, in force from 26 Feb 2026)