LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,565
−HK$4,112/mo
▼ 0.25% · 3.875%
HK$67,605
−HK$2,072/mo
Today · 4.125%
HK$69,677
baseline
▲ 0.50% · 4.625%
HK$73,916
+HK$4,239/mo
Deposit HK$14.38M · loan HK$14.38M · min. income ≈ HK$139,354/mo (50% DSR)
Upfront cash ≈ HK$15.60M (deposit + AVD stamp duty HK$1,222,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,941
−HK$3,940/mo
▼ 0.25% · 3.875%
HK$74,897
−HK$1,984/mo
Today · 4.125%
HK$76,881
baseline
▲ 0.50% · 4.625%
HK$80,934
+HK$4,053/mo
Deposit HK$14.38M · loan HK$14.38M · min. income ≈ HK$153,762/mo (50% DSR)
Upfront cash ≈ HK$15.60M (deposit + AVD stamp duty HK$1,222,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,678
−HK$4,934/mo
▼ 0.25% · 3.875%
HK$81,125
−HK$2,487/mo
Today · 4.125%
HK$83,612
baseline
▲ 0.50% · 4.625%
HK$88,700
+HK$5,088/mo
Deposit HK$11.50M · loan HK$17.25M · min. income ≈ HK$167,224/mo (50% DSR)
Upfront cash ≈ HK$12.72M (deposit + AVD stamp duty HK$1,222,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,529
−HK$4,729/mo
▼ 0.25% · 3.875%
HK$89,876
−HK$2,382/mo
Today · 4.125%
HK$92,258
baseline
▲ 0.50% · 4.625%
HK$97,121
+HK$4,863/mo
Deposit HK$11.50M · loan HK$17.25M · min. income ≈ HK$184,516/mo (50% DSR)
Upfront cash ≈ HK$12.72M (deposit + AVD stamp duty HK$1,222,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,791
−HK$5,756/mo
▼ 0.25% · 3.875%
HK$94,646
−HK$2,901/mo
Today · 4.125%
HK$97,547
baseline
▲ 0.50% · 4.625%
HK$103,483
+HK$5,936/mo
Deposit HK$8.63M · loan HK$20.13M · min. income ≈ HK$195,094/mo (50% DSR)
Upfront cash ≈ HK$9.85M (deposit + AVD stamp duty HK$1,222,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,117
−HK$5,517/mo
▼ 0.25% · 3.875%
HK$104,855
−HK$2,779/mo
Today · 4.125%
HK$107,634
baseline
▲ 0.50% · 4.625%
HK$113,307
+HK$5,673/mo
Deposit HK$8.63M · loan HK$20.13M · min. income ≈ HK$215,268/mo (50% DSR)
Upfront cash ≈ HK$9.85M (deposit + AVD stamp duty HK$1,222,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,017
−HK$7,401/mo
▼ 0.25% · 3.875%
HK$121,688
−HK$3,730/mo
Today · 4.125%
HK$125,418
baseline
▲ 0.50% · 4.625%
HK$133,049
+HK$7,631/mo
Deposit HK$2.88M · loan HK$25.88M · min. income ≈ HK$250,836/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$1,222,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,293
−HK$7,093/mo
▼ 0.25% · 3.875%
HK$134,814
−HK$3,572/mo
Today · 4.125%
HK$138,386
baseline
▲ 0.50% · 4.625%
HK$145,681
+HK$7,295/mo
Deposit HK$2.88M · loan HK$25.88M · min. income ≈ HK$276,772/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$1,222,019 · Scale 2, in force from 26 Feb 2026)