LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,573
−HK$4,112/mo
▼ 0.25% · 3.875%
HK$67,613
−HK$2,072/mo
Today · 4.125%
HK$69,685
baseline
▲ 0.50% · 4.625%
HK$73,925
+HK$4,240/mo
Deposit HK$14.38M · loan HK$14.38M · min. income ≈ HK$139,370/mo (50% DSR)
Upfront cash ≈ HK$15.60M (deposit + AVD stamp duty HK$1,222,166 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,949
−HK$3,941/mo
▼ 0.25% · 3.875%
HK$74,906
−HK$1,984/mo
Today · 4.125%
HK$76,890
baseline
▲ 0.50% · 4.625%
HK$80,943
+HK$4,053/mo
Deposit HK$14.38M · loan HK$14.38M · min. income ≈ HK$153,780/mo (50% DSR)
Upfront cash ≈ HK$15.60M (deposit + AVD stamp duty HK$1,222,166 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,688
−HK$4,934/mo
▼ 0.25% · 3.875%
HK$81,135
−HK$2,487/mo
Today · 4.125%
HK$83,622
baseline
▲ 0.50% · 4.625%
HK$88,710
+HK$5,088/mo
Deposit HK$11.50M · loan HK$17.25M · min. income ≈ HK$167,244/mo (50% DSR)
Upfront cash ≈ HK$12.72M (deposit + AVD stamp duty HK$1,222,166 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,539
−HK$4,730/mo
▼ 0.25% · 3.875%
HK$89,887
−HK$2,382/mo
Today · 4.125%
HK$92,269
baseline
▲ 0.50% · 4.625%
HK$97,132
+HK$4,863/mo
Deposit HK$11.50M · loan HK$17.25M · min. income ≈ HK$184,538/mo (50% DSR)
Upfront cash ≈ HK$12.72M (deposit + AVD stamp duty HK$1,222,166 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,802
−HK$5,757/mo
▼ 0.25% · 3.875%
HK$94,658
−HK$2,901/mo
Today · 4.125%
HK$97,559
baseline
▲ 0.50% · 4.625%
HK$103,495
+HK$5,936/mo
Deposit HK$8.63M · loan HK$20.13M · min. income ≈ HK$195,118/mo (50% DSR)
Upfront cash ≈ HK$9.85M (deposit + AVD stamp duty HK$1,222,166 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,129
−HK$5,518/mo
▼ 0.25% · 3.875%
HK$104,868
−HK$2,779/mo
Today · 4.125%
HK$107,647
baseline
▲ 0.50% · 4.625%
HK$113,321
+HK$5,674/mo
Deposit HK$8.63M · loan HK$20.13M · min. income ≈ HK$215,294/mo (50% DSR)
Upfront cash ≈ HK$9.85M (deposit + AVD stamp duty HK$1,222,166 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,031
−HK$7,402/mo
▼ 0.25% · 3.875%
HK$121,703
−HK$3,730/mo
Today · 4.125%
HK$125,433
baseline
▲ 0.50% · 4.625%
HK$133,065
+HK$7,632/mo
Deposit HK$2.88M · loan HK$25.88M · min. income ≈ HK$250,866/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$1,222,166 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,309
−HK$7,094/mo
▼ 0.25% · 3.875%
HK$134,830
−HK$3,573/mo
Today · 4.125%
HK$138,403
baseline
▲ 0.50% · 4.625%
HK$145,698
+HK$7,295/mo
Deposit HK$2.88M · loan HK$25.88M · min. income ≈ HK$276,806/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$1,222,166 · Scale 2, in force from 26 Feb 2026)