LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,575
−HK$4,112/mo
▼ 0.25% · 3.875%
HK$67,615
−HK$2,072/mo
Today · 4.125%
HK$69,687
baseline
▲ 0.50% · 4.625%
HK$73,928
+HK$4,241/mo
Deposit HK$14.38M · loan HK$14.38M · min. income ≈ HK$139,374/mo (50% DSR)
Upfront cash ≈ HK$15.60M (deposit + AVD stamp duty HK$1,222,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,952
−HK$3,941/mo
▼ 0.25% · 3.875%
HK$74,908
−HK$1,985/mo
Today · 4.125%
HK$76,893
baseline
▲ 0.50% · 4.625%
HK$80,946
+HK$4,053/mo
Deposit HK$14.38M · loan HK$14.38M · min. income ≈ HK$153,786/mo (50% DSR)
Upfront cash ≈ HK$15.60M (deposit + AVD stamp duty HK$1,222,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,690
−HK$4,935/mo
▼ 0.25% · 3.875%
HK$81,138
−HK$2,487/mo
Today · 4.125%
HK$83,625
baseline
▲ 0.50% · 4.625%
HK$88,713
+HK$5,088/mo
Deposit HK$11.50M · loan HK$17.25M · min. income ≈ HK$167,250/mo (50% DSR)
Upfront cash ≈ HK$12.73M (deposit + AVD stamp duty HK$1,222,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,542
−HK$4,730/mo
▼ 0.25% · 3.875%
HK$89,890
−HK$2,382/mo
Today · 4.125%
HK$92,272
baseline
▲ 0.50% · 4.625%
HK$97,136
+HK$4,864/mo
Deposit HK$11.50M · loan HK$17.25M · min. income ≈ HK$184,544/mo (50% DSR)
Upfront cash ≈ HK$12.73M (deposit + AVD stamp duty HK$1,222,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,805
−HK$5,757/mo
▼ 0.25% · 3.875%
HK$94,661
−HK$2,901/mo
Today · 4.125%
HK$97,562
baseline
▲ 0.50% · 4.625%
HK$103,499
+HK$5,937/mo
Deposit HK$8.63M · loan HK$20.13M · min. income ≈ HK$195,124/mo (50% DSR)
Upfront cash ≈ HK$9.85M (deposit + AVD stamp duty HK$1,222,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,132
−HK$5,518/mo
▼ 0.25% · 3.875%
HK$104,872
−HK$2,778/mo
Today · 4.125%
HK$107,650
baseline
▲ 0.50% · 4.625%
HK$113,325
+HK$5,675/mo
Deposit HK$8.63M · loan HK$20.13M · min. income ≈ HK$215,300/mo (50% DSR)
Upfront cash ≈ HK$9.85M (deposit + AVD stamp duty HK$1,222,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,035
−HK$7,402/mo
▼ 0.25% · 3.875%
HK$121,707
−HK$3,730/mo
Today · 4.125%
HK$125,437
baseline
▲ 0.50% · 4.625%
HK$133,070
+HK$7,633/mo
Deposit HK$2.88M · loan HK$25.88M · min. income ≈ HK$250,874/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$1,222,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,313
−HK$7,095/mo
▼ 0.25% · 3.875%
HK$134,835
−HK$3,573/mo
Today · 4.125%
HK$138,408
baseline
▲ 0.50% · 4.625%
HK$145,703
+HK$7,295/mo
Deposit HK$2.88M · loan HK$25.88M · min. income ≈ HK$276,816/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$1,222,208 · Scale 2, in force from 26 Feb 2026)