LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,577
−HK$4,112/mo
▼ 0.25% · 3.875%
HK$67,616
−HK$2,073/mo
Today · 4.125%
HK$69,689
baseline
▲ 0.50% · 4.625%
HK$73,929
+HK$4,240/mo
Deposit HK$14.38M · loan HK$14.38M · min. income ≈ HK$139,378/mo (50% DSR)
Upfront cash ≈ HK$15.60M (deposit + AVD stamp duty HK$1,222,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,953
−HK$3,942/mo
▼ 0.25% · 3.875%
HK$74,910
−HK$1,985/mo
Today · 4.125%
HK$76,895
baseline
▲ 0.50% · 4.625%
HK$80,948
+HK$4,053/mo
Deposit HK$14.38M · loan HK$14.38M · min. income ≈ HK$153,790/mo (50% DSR)
Upfront cash ≈ HK$15.60M (deposit + AVD stamp duty HK$1,222,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,692
−HK$4,935/mo
▼ 0.25% · 3.875%
HK$81,140
−HK$2,487/mo
Today · 4.125%
HK$83,627
baseline
▲ 0.50% · 4.625%
HK$88,715
+HK$5,088/mo
Deposit HK$11.50M · loan HK$17.26M · min. income ≈ HK$167,254/mo (50% DSR)
Upfront cash ≈ HK$12.73M (deposit + AVD stamp duty HK$1,222,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,544
−HK$4,730/mo
▼ 0.25% · 3.875%
HK$89,892
−HK$2,382/mo
Today · 4.125%
HK$92,274
baseline
▲ 0.50% · 4.625%
HK$97,138
+HK$4,864/mo
Deposit HK$11.50M · loan HK$17.26M · min. income ≈ HK$184,548/mo (50% DSR)
Upfront cash ≈ HK$12.73M (deposit + AVD stamp duty HK$1,222,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,807
−HK$5,757/mo
▼ 0.25% · 3.875%
HK$94,663
−HK$2,901/mo
Today · 4.125%
HK$97,564
baseline
▲ 0.50% · 4.625%
HK$103,501
+HK$5,937/mo
Deposit HK$8.63M · loan HK$20.13M · min. income ≈ HK$195,128/mo (50% DSR)
Upfront cash ≈ HK$9.85M (deposit + AVD stamp duty HK$1,222,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,135
−HK$5,518/mo
▼ 0.25% · 3.875%
HK$104,874
−HK$2,779/mo
Today · 4.125%
HK$107,653
baseline
▲ 0.50% · 4.625%
HK$113,327
+HK$5,674/mo
Deposit HK$8.63M · loan HK$20.13M · min. income ≈ HK$215,306/mo (50% DSR)
Upfront cash ≈ HK$9.85M (deposit + AVD stamp duty HK$1,222,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,038
−HK$7,402/mo
▼ 0.25% · 3.875%
HK$121,710
−HK$3,730/mo
Today · 4.125%
HK$125,440
baseline
▲ 0.50% · 4.625%
HK$133,073
+HK$7,633/mo
Deposit HK$2.88M · loan HK$25.88M · min. income ≈ HK$250,880/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$1,222,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,316
−HK$7,095/mo
▼ 0.25% · 3.875%
HK$134,838
−HK$3,573/mo
Today · 4.125%
HK$138,411
baseline
▲ 0.50% · 4.625%
HK$145,706
+HK$7,295/mo
Deposit HK$2.88M · loan HK$25.88M · min. income ≈ HK$276,822/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$1,222,234 · Scale 2, in force from 26 Feb 2026)