LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,579
−HK$4,112/mo
▼ 0.25% · 3.875%
HK$67,619
−HK$2,072/mo
Today · 4.125%
HK$69,691
baseline
▲ 0.50% · 4.625%
HK$73,932
+HK$4,241/mo
Deposit HK$14.38M · loan HK$14.38M · min. income ≈ HK$139,382/mo (50% DSR)
Upfront cash ≈ HK$15.60M (deposit + AVD stamp duty HK$1,222,280 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,956
−HK$3,942/mo
▼ 0.25% · 3.875%
HK$74,913
−HK$1,985/mo
Today · 4.125%
HK$76,898
baseline
▲ 0.50% · 4.625%
HK$80,951
+HK$4,053/mo
Deposit HK$14.38M · loan HK$14.38M · min. income ≈ HK$153,796/mo (50% DSR)
Upfront cash ≈ HK$15.60M (deposit + AVD stamp duty HK$1,222,280 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,695
−HK$4,935/mo
▼ 0.25% · 3.875%
HK$81,143
−HK$2,487/mo
Today · 4.125%
HK$83,630
baseline
▲ 0.50% · 4.625%
HK$88,718
+HK$5,088/mo
Deposit HK$11.50M · loan HK$17.26M · min. income ≈ HK$167,260/mo (50% DSR)
Upfront cash ≈ HK$12.73M (deposit + AVD stamp duty HK$1,222,280 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,547
−HK$4,730/mo
▼ 0.25% · 3.875%
HK$89,895
−HK$2,382/mo
Today · 4.125%
HK$92,277
baseline
▲ 0.50% · 4.625%
HK$97,141
+HK$4,864/mo
Deposit HK$11.50M · loan HK$17.26M · min. income ≈ HK$184,554/mo (50% DSR)
Upfront cash ≈ HK$12.73M (deposit + AVD stamp duty HK$1,222,280 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,811
−HK$5,757/mo
▼ 0.25% · 3.875%
HK$94,667
−HK$2,901/mo
Today · 4.125%
HK$97,568
baseline
▲ 0.50% · 4.625%
HK$103,505
+HK$5,937/mo
Deposit HK$8.63M · loan HK$20.13M · min. income ≈ HK$195,136/mo (50% DSR)
Upfront cash ≈ HK$9.85M (deposit + AVD stamp duty HK$1,222,280 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,139
−HK$5,518/mo
▼ 0.25% · 3.875%
HK$104,878
−HK$2,779/mo
Today · 4.125%
HK$107,657
baseline
▲ 0.50% · 4.625%
HK$113,331
+HK$5,674/mo
Deposit HK$8.63M · loan HK$20.13M · min. income ≈ HK$215,314/mo (50% DSR)
Upfront cash ≈ HK$9.85M (deposit + AVD stamp duty HK$1,222,280 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,042
−HK$7,403/mo
▼ 0.25% · 3.875%
HK$121,714
−HK$3,731/mo
Today · 4.125%
HK$125,445
baseline
▲ 0.50% · 4.625%
HK$133,078
+HK$7,633/mo
Deposit HK$2.88M · loan HK$25.88M · min. income ≈ HK$250,890/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$1,222,280 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,321
−HK$7,095/mo
▼ 0.25% · 3.875%
HK$134,843
−HK$3,573/mo
Today · 4.125%
HK$138,416
baseline
▲ 0.50% · 4.625%
HK$145,712
+HK$7,296/mo
Deposit HK$2.88M · loan HK$25.88M · min. income ≈ HK$276,832/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$1,222,280 · Scale 2, in force from 26 Feb 2026)