LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,582
−HK$4,113/mo
▼ 0.25% · 3.875%
HK$67,622
−HK$2,073/mo
Today · 4.125%
HK$69,695
baseline
▲ 0.50% · 4.625%
HK$73,936
+HK$4,241/mo
Deposit HK$14.38M · loan HK$14.38M · min. income ≈ HK$139,390/mo (50% DSR)
Upfront cash ≈ HK$15.60M (deposit + AVD stamp duty HK$1,222,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,960
−HK$3,942/mo
▼ 0.25% · 3.875%
HK$74,917
−HK$1,985/mo
Today · 4.125%
HK$76,902
baseline
▲ 0.50% · 4.625%
HK$80,955
+HK$4,053/mo
Deposit HK$14.38M · loan HK$14.38M · min. income ≈ HK$153,804/mo (50% DSR)
Upfront cash ≈ HK$15.60M (deposit + AVD stamp duty HK$1,222,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,699
−HK$4,935/mo
▼ 0.25% · 3.875%
HK$81,147
−HK$2,487/mo
Today · 4.125%
HK$83,634
baseline
▲ 0.50% · 4.625%
HK$88,723
+HK$5,089/mo
Deposit HK$11.50M · loan HK$17.26M · min. income ≈ HK$167,268/mo (50% DSR)
Upfront cash ≈ HK$12.73M (deposit + AVD stamp duty HK$1,222,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,552
−HK$4,730/mo
▼ 0.25% · 3.875%
HK$89,900
−HK$2,382/mo
Today · 4.125%
HK$92,282
baseline
▲ 0.50% · 4.625%
HK$97,146
+HK$4,864/mo
Deposit HK$11.50M · loan HK$17.26M · min. income ≈ HK$184,564/mo (50% DSR)
Upfront cash ≈ HK$12.73M (deposit + AVD stamp duty HK$1,222,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,815
−HK$5,758/mo
▼ 0.25% · 3.875%
HK$94,671
−HK$2,902/mo
Today · 4.125%
HK$97,573
baseline
▲ 0.50% · 4.625%
HK$103,510
+HK$5,937/mo
Deposit HK$8.63M · loan HK$20.13M · min. income ≈ HK$195,146/mo (50% DSR)
Upfront cash ≈ HK$9.85M (deposit + AVD stamp duty HK$1,222,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,144
−HK$5,518/mo
▼ 0.25% · 3.875%
HK$104,883
−HK$2,779/mo
Today · 4.125%
HK$107,662
baseline
▲ 0.50% · 4.625%
HK$113,337
+HK$5,675/mo
Deposit HK$8.63M · loan HK$20.13M · min. income ≈ HK$215,324/mo (50% DSR)
Upfront cash ≈ HK$9.85M (deposit + AVD stamp duty HK$1,222,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,048
−HK$7,403/mo
▼ 0.25% · 3.875%
HK$121,720
−HK$3,731/mo
Today · 4.125%
HK$125,451
baseline
▲ 0.50% · 4.625%
HK$133,085
+HK$7,634/mo
Deposit HK$2.88M · loan HK$25.88M · min. income ≈ HK$250,902/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$1,222,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,328
−HK$7,095/mo
▼ 0.25% · 3.875%
HK$134,850
−HK$3,573/mo
Today · 4.125%
HK$138,423
baseline
▲ 0.50% · 4.625%
HK$145,719
+HK$7,296/mo
Deposit HK$2.88M · loan HK$25.88M · min. income ≈ HK$276,846/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$1,222,344 · Scale 2, in force from 26 Feb 2026)