LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,585
−HK$4,112/mo
▼ 0.25% · 3.875%
HK$67,625
−HK$2,072/mo
Today · 4.125%
HK$69,697
baseline
▲ 0.50% · 4.625%
HK$73,938
+HK$4,241/mo
Deposit HK$14.38M · loan HK$14.38M · min. income ≈ HK$139,394/mo (50% DSR)
Upfront cash ≈ HK$15.60M (deposit + AVD stamp duty HK$1,222,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,962
−HK$3,942/mo
▼ 0.25% · 3.875%
HK$74,919
−HK$1,985/mo
Today · 4.125%
HK$76,904
baseline
▲ 0.50% · 4.625%
HK$80,958
+HK$4,054/mo
Deposit HK$14.38M · loan HK$14.38M · min. income ≈ HK$153,808/mo (50% DSR)
Upfront cash ≈ HK$15.60M (deposit + AVD stamp duty HK$1,222,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,701
−HK$4,936/mo
▼ 0.25% · 3.875%
HK$81,150
−HK$2,487/mo
Today · 4.125%
HK$83,637
baseline
▲ 0.50% · 4.625%
HK$88,726
+HK$5,089/mo
Deposit HK$11.50M · loan HK$17.26M · min. income ≈ HK$167,274/mo (50% DSR)
Upfront cash ≈ HK$12.73M (deposit + AVD stamp duty HK$1,222,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,555
−HK$4,730/mo
▼ 0.25% · 3.875%
HK$89,903
−HK$2,382/mo
Today · 4.125%
HK$92,285
baseline
▲ 0.50% · 4.625%
HK$97,149
+HK$4,864/mo
Deposit HK$11.50M · loan HK$17.26M · min. income ≈ HK$184,570/mo (50% DSR)
Upfront cash ≈ HK$12.73M (deposit + AVD stamp duty HK$1,222,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,818
−HK$5,758/mo
▼ 0.25% · 3.875%
HK$94,674
−HK$2,902/mo
Today · 4.125%
HK$97,576
baseline
▲ 0.50% · 4.625%
HK$103,513
+HK$5,937/mo
Deposit HK$8.63M · loan HK$20.13M · min. income ≈ HK$195,152/mo (50% DSR)
Upfront cash ≈ HK$9.85M (deposit + AVD stamp duty HK$1,222,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,147
−HK$5,519/mo
▼ 0.25% · 3.875%
HK$104,887
−HK$2,779/mo
Today · 4.125%
HK$107,666
baseline
▲ 0.50% · 4.625%
HK$113,341
+HK$5,675/mo
Deposit HK$8.63M · loan HK$20.13M · min. income ≈ HK$215,332/mo (50% DSR)
Upfront cash ≈ HK$9.85M (deposit + AVD stamp duty HK$1,222,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,052
−HK$7,403/mo
▼ 0.25% · 3.875%
HK$121,724
−HK$3,731/mo
Today · 4.125%
HK$125,455
baseline
▲ 0.50% · 4.625%
HK$133,089
+HK$7,634/mo
Deposit HK$2.88M · loan HK$25.89M · min. income ≈ HK$250,910/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$1,222,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,332
−HK$7,095/mo
▼ 0.25% · 3.875%
HK$134,854
−HK$3,573/mo
Today · 4.125%
HK$138,427
baseline
▲ 0.50% · 4.625%
HK$145,724
+HK$7,297/mo
Deposit HK$2.88M · loan HK$25.89M · min. income ≈ HK$276,854/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$1,222,382 · Scale 2, in force from 26 Feb 2026)