LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,589
−HK$4,113/mo
▼ 0.25% · 3.875%
HK$67,630
−HK$2,072/mo
Today · 4.125%
HK$69,702
baseline
▲ 0.50% · 4.625%
HK$73,944
+HK$4,242/mo
Deposit HK$14.38M · loan HK$14.38M · min. income ≈ HK$139,404/mo (50% DSR)
Upfront cash ≈ HK$15.60M (deposit + AVD stamp duty HK$1,222,472 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,968
−HK$3,942/mo
▼ 0.25% · 3.875%
HK$74,924
−HK$1,986/mo
Today · 4.125%
HK$76,910
baseline
▲ 0.50% · 4.625%
HK$80,964
+HK$4,054/mo
Deposit HK$14.38M · loan HK$14.38M · min. income ≈ HK$153,820/mo (50% DSR)
Upfront cash ≈ HK$15.60M (deposit + AVD stamp duty HK$1,222,472 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,707
−HK$4,936/mo
▼ 0.25% · 3.875%
HK$81,155
−HK$2,488/mo
Today · 4.125%
HK$83,643
baseline
▲ 0.50% · 4.625%
HK$88,732
+HK$5,089/mo
Deposit HK$11.51M · loan HK$17.26M · min. income ≈ HK$167,286/mo (50% DSR)
Upfront cash ≈ HK$12.73M (deposit + AVD stamp duty HK$1,222,472 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,561
−HK$4,731/mo
▼ 0.25% · 3.875%
HK$89,909
−HK$2,383/mo
Today · 4.125%
HK$92,292
baseline
▲ 0.50% · 4.625%
HK$97,156
+HK$4,864/mo
Deposit HK$11.51M · loan HK$17.26M · min. income ≈ HK$184,584/mo (50% DSR)
Upfront cash ≈ HK$12.73M (deposit + AVD stamp duty HK$1,222,472 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,825
−HK$5,758/mo
▼ 0.25% · 3.875%
HK$94,681
−HK$2,902/mo
Today · 4.125%
HK$97,583
baseline
▲ 0.50% · 4.625%
HK$103,521
+HK$5,938/mo
Deposit HK$8.63M · loan HK$20.13M · min. income ≈ HK$195,166/mo (50% DSR)
Upfront cash ≈ HK$9.85M (deposit + AVD stamp duty HK$1,222,472 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,155
−HK$5,519/mo
▼ 0.25% · 3.875%
HK$104,894
−HK$2,780/mo
Today · 4.125%
HK$107,674
baseline
▲ 0.50% · 4.625%
HK$113,349
+HK$5,675/mo
Deposit HK$8.63M · loan HK$20.13M · min. income ≈ HK$215,348/mo (50% DSR)
Upfront cash ≈ HK$9.85M (deposit + AVD stamp duty HK$1,222,472 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,061
−HK$7,403/mo
▼ 0.25% · 3.875%
HK$121,733
−HK$3,731/mo
Today · 4.125%
HK$125,464
baseline
▲ 0.50% · 4.625%
HK$133,099
+HK$7,635/mo
Deposit HK$2.88M · loan HK$25.89M · min. income ≈ HK$250,928/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$1,222,472 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,342
−HK$7,096/mo
▼ 0.25% · 3.875%
HK$134,864
−HK$3,574/mo
Today · 4.125%
HK$138,438
baseline
▲ 0.50% · 4.625%
HK$145,735
+HK$7,297/mo
Deposit HK$2.88M · loan HK$25.89M · min. income ≈ HK$276,876/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$1,222,472 · Scale 2, in force from 26 Feb 2026)