LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,590
−HK$4,113/mo
▼ 0.25% · 3.875%
HK$67,630
−HK$2,073/mo
Today · 4.125%
HK$69,703
baseline
▲ 0.50% · 4.625%
HK$73,944
+HK$4,241/mo
Deposit HK$14.38M · loan HK$14.38M · min. income ≈ HK$139,406/mo (50% DSR)
Upfront cash ≈ HK$15.60M (deposit + AVD stamp duty HK$1,222,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,968
−HK$3,942/mo
▼ 0.25% · 3.875%
HK$74,925
−HK$1,985/mo
Today · 4.125%
HK$76,910
baseline
▲ 0.50% · 4.625%
HK$80,964
+HK$4,054/mo
Deposit HK$14.38M · loan HK$14.38M · min. income ≈ HK$153,820/mo (50% DSR)
Upfront cash ≈ HK$15.60M (deposit + AVD stamp duty HK$1,222,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,708
−HK$4,936/mo
▼ 0.25% · 3.875%
HK$81,156
−HK$2,488/mo
Today · 4.125%
HK$83,644
baseline
▲ 0.50% · 4.625%
HK$88,733
+HK$5,089/mo
Deposit HK$11.51M · loan HK$17.26M · min. income ≈ HK$167,288/mo (50% DSR)
Upfront cash ≈ HK$12.73M (deposit + AVD stamp duty HK$1,222,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,562
−HK$4,730/mo
▼ 0.25% · 3.875%
HK$89,910
−HK$2,382/mo
Today · 4.125%
HK$92,292
baseline
▲ 0.50% · 4.625%
HK$97,157
+HK$4,865/mo
Deposit HK$11.51M · loan HK$17.26M · min. income ≈ HK$184,584/mo (50% DSR)
Upfront cash ≈ HK$12.73M (deposit + AVD stamp duty HK$1,222,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,826
−HK$5,758/mo
▼ 0.25% · 3.875%
HK$94,682
−HK$2,902/mo
Today · 4.125%
HK$97,584
baseline
▲ 0.50% · 4.625%
HK$103,522
+HK$5,938/mo
Deposit HK$8.63M · loan HK$20.13M · min. income ≈ HK$195,168/mo (50% DSR)
Upfront cash ≈ HK$9.85M (deposit + AVD stamp duty HK$1,222,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,155
−HK$5,519/mo
▼ 0.25% · 3.875%
HK$104,895
−HK$2,779/mo
Today · 4.125%
HK$107,674
baseline
▲ 0.50% · 4.625%
HK$113,350
+HK$5,676/mo
Deposit HK$8.63M · loan HK$20.13M · min. income ≈ HK$215,348/mo (50% DSR)
Upfront cash ≈ HK$9.85M (deposit + AVD stamp duty HK$1,222,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,062
−HK$7,403/mo
▼ 0.25% · 3.875%
HK$121,734
−HK$3,731/mo
Today · 4.125%
HK$125,465
baseline
▲ 0.50% · 4.625%
HK$133,100
+HK$7,635/mo
Deposit HK$2.88M · loan HK$25.89M · min. income ≈ HK$250,930/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$1,222,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,343
−HK$7,096/mo
▼ 0.25% · 3.875%
HK$134,865
−HK$3,574/mo
Today · 4.125%
HK$138,439
baseline
▲ 0.50% · 4.625%
HK$145,736
+HK$7,297/mo
Deposit HK$2.88M · loan HK$25.89M · min. income ≈ HK$276,878/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$1,222,482 · Scale 2, in force from 26 Feb 2026)