LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,595
−HK$4,113/mo
▼ 0.25% · 3.875%
HK$67,635
−HK$2,073/mo
Today · 4.125%
HK$69,708
baseline
▲ 0.50% · 4.625%
HK$73,950
+HK$4,242/mo
Deposit HK$14.38M · loan HK$14.38M · min. income ≈ HK$139,416/mo (50% DSR)
Upfront cash ≈ HK$15.61M (deposit + AVD stamp duty HK$1,222,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,974
−HK$3,942/mo
▼ 0.25% · 3.875%
HK$74,931
−HK$1,985/mo
Today · 4.125%
HK$76,916
baseline
▲ 0.50% · 4.625%
HK$80,971
+HK$4,055/mo
Deposit HK$14.38M · loan HK$14.38M · min. income ≈ HK$153,832/mo (50% DSR)
Upfront cash ≈ HK$15.61M (deposit + AVD stamp duty HK$1,222,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,714
−HK$4,936/mo
▼ 0.25% · 3.875%
HK$81,163
−HK$2,487/mo
Today · 4.125%
HK$83,650
baseline
▲ 0.50% · 4.625%
HK$88,740
+HK$5,090/mo
Deposit HK$11.51M · loan HK$17.26M · min. income ≈ HK$167,300/mo (50% DSR)
Upfront cash ≈ HK$12.73M (deposit + AVD stamp duty HK$1,222,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,569
−HK$4,731/mo
▼ 0.25% · 3.875%
HK$89,917
−HK$2,383/mo
Today · 4.125%
HK$92,300
baseline
▲ 0.50% · 4.625%
HK$97,165
+HK$4,865/mo
Deposit HK$11.51M · loan HK$17.26M · min. income ≈ HK$184,600/mo (50% DSR)
Upfront cash ≈ HK$12.73M (deposit + AVD stamp duty HK$1,222,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,833
−HK$5,759/mo
▼ 0.25% · 3.875%
HK$94,690
−HK$2,902/mo
Today · 4.125%
HK$97,592
baseline
▲ 0.50% · 4.625%
HK$103,530
+HK$5,938/mo
Deposit HK$8.63M · loan HK$20.14M · min. income ≈ HK$195,184/mo (50% DSR)
Upfront cash ≈ HK$9.85M (deposit + AVD stamp duty HK$1,222,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,163
−HK$5,520/mo
▼ 0.25% · 3.875%
HK$104,903
−HK$2,780/mo
Today · 4.125%
HK$107,683
baseline
▲ 0.50% · 4.625%
HK$113,359
+HK$5,676/mo
Deposit HK$8.63M · loan HK$20.14M · min. income ≈ HK$215,366/mo (50% DSR)
Upfront cash ≈ HK$9.85M (deposit + AVD stamp duty HK$1,222,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,071
−HK$7,404/mo
▼ 0.25% · 3.875%
HK$121,744
−HK$3,731/mo
Today · 4.125%
HK$125,475
baseline
▲ 0.50% · 4.625%
HK$133,110
+HK$7,635/mo
Deposit HK$2.88M · loan HK$25.89M · min. income ≈ HK$250,950/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$1,222,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,353
−HK$7,097/mo
▼ 0.25% · 3.875%
HK$134,876
−HK$3,574/mo
Today · 4.125%
HK$138,450
baseline
▲ 0.50% · 4.625%
HK$145,747
+HK$7,297/mo
Deposit HK$2.88M · loan HK$25.89M · min. income ≈ HK$276,900/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$1,222,579 · Scale 2, in force from 26 Feb 2026)