LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,598
−HK$4,114/mo
▼ 0.25% · 3.875%
HK$67,638
−HK$2,074/mo
Today · 4.125%
HK$69,712
baseline
▲ 0.50% · 4.625%
HK$73,953
+HK$4,241/mo
Deposit HK$14.38M · loan HK$14.38M · min. income ≈ HK$139,424/mo (50% DSR)
Upfront cash ≈ HK$15.61M (deposit + AVD stamp duty HK$1,222,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,977
−HK$3,943/mo
▼ 0.25% · 3.875%
HK$74,934
−HK$1,986/mo
Today · 4.125%
HK$76,920
baseline
▲ 0.50% · 4.625%
HK$80,974
+HK$4,054/mo
Deposit HK$14.38M · loan HK$14.38M · min. income ≈ HK$153,840/mo (50% DSR)
Upfront cash ≈ HK$15.61M (deposit + AVD stamp duty HK$1,222,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,718
−HK$4,936/mo
▼ 0.25% · 3.875%
HK$81,166
−HK$2,488/mo
Today · 4.125%
HK$83,654
baseline
▲ 0.50% · 4.625%
HK$88,744
+HK$5,090/mo
Deposit HK$11.51M · loan HK$17.26M · min. income ≈ HK$167,308/mo (50% DSR)
Upfront cash ≈ HK$12.73M (deposit + AVD stamp duty HK$1,222,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,573
−HK$4,731/mo
▼ 0.25% · 3.875%
HK$89,921
−HK$2,383/mo
Today · 4.125%
HK$92,304
baseline
▲ 0.50% · 4.625%
HK$97,169
+HK$4,865/mo
Deposit HK$11.51M · loan HK$17.26M · min. income ≈ HK$184,608/mo (50% DSR)
Upfront cash ≈ HK$12.73M (deposit + AVD stamp duty HK$1,222,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,837
−HK$5,759/mo
▼ 0.25% · 3.875%
HK$94,694
−HK$2,902/mo
Today · 4.125%
HK$97,596
baseline
▲ 0.50% · 4.625%
HK$103,535
+HK$5,939/mo
Deposit HK$8.63M · loan HK$20.14M · min. income ≈ HK$195,192/mo (50% DSR)
Upfront cash ≈ HK$9.85M (deposit + AVD stamp duty HK$1,222,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,168
−HK$5,520/mo
▼ 0.25% · 3.875%
HK$104,908
−HK$2,780/mo
Today · 4.125%
HK$107,688
baseline
▲ 0.50% · 4.625%
HK$113,364
+HK$5,676/mo
Deposit HK$8.63M · loan HK$20.14M · min. income ≈ HK$215,376/mo (50% DSR)
Upfront cash ≈ HK$9.85M (deposit + AVD stamp duty HK$1,222,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,076
−HK$7,405/mo
▼ 0.25% · 3.875%
HK$121,749
−HK$3,732/mo
Today · 4.125%
HK$125,481
baseline
▲ 0.50% · 4.625%
HK$133,116
+HK$7,635/mo
Deposit HK$2.88M · loan HK$25.89M · min. income ≈ HK$250,962/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$1,222,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,359
−HK$7,097/mo
▼ 0.25% · 3.875%
HK$134,882
−HK$3,574/mo
Today · 4.125%
HK$138,456
baseline
▲ 0.50% · 4.625%
HK$145,754
+HK$7,298/mo
Deposit HK$2.88M · loan HK$25.89M · min. income ≈ HK$276,912/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$1,222,632 · Scale 2, in force from 26 Feb 2026)