LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,603
−HK$4,114/mo
▼ 0.25% · 3.875%
HK$67,644
−HK$2,073/mo
Today · 4.125%
HK$69,717
baseline
▲ 0.50% · 4.625%
HK$73,959
+HK$4,242/mo
Deposit HK$14.39M · loan HK$14.39M · min. income ≈ HK$139,434/mo (50% DSR)
Upfront cash ≈ HK$15.61M (deposit + AVD stamp duty HK$1,222,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,983
−HK$3,943/mo
▼ 0.25% · 3.875%
HK$74,940
−HK$1,986/mo
Today · 4.125%
HK$76,926
baseline
▲ 0.50% · 4.625%
HK$80,981
+HK$4,055/mo
Deposit HK$14.39M · loan HK$14.39M · min. income ≈ HK$153,852/mo (50% DSR)
Upfront cash ≈ HK$15.61M (deposit + AVD stamp duty HK$1,222,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,724
−HK$4,937/mo
▼ 0.25% · 3.875%
HK$81,173
−HK$2,488/mo
Today · 4.125%
HK$83,661
baseline
▲ 0.50% · 4.625%
HK$88,751
+HK$5,090/mo
Deposit HK$11.51M · loan HK$17.26M · min. income ≈ HK$167,322/mo (50% DSR)
Upfront cash ≈ HK$12.73M (deposit + AVD stamp duty HK$1,222,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,580
−HK$4,731/mo
▼ 0.25% · 3.875%
HK$89,929
−HK$2,382/mo
Today · 4.125%
HK$92,311
baseline
▲ 0.50% · 4.625%
HK$97,177
+HK$4,866/mo
Deposit HK$11.51M · loan HK$17.26M · min. income ≈ HK$184,622/mo (50% DSR)
Upfront cash ≈ HK$12.73M (deposit + AVD stamp duty HK$1,222,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,845
−HK$5,759/mo
▼ 0.25% · 3.875%
HK$94,702
−HK$2,902/mo
Today · 4.125%
HK$97,604
baseline
▲ 0.50% · 4.625%
HK$103,543
+HK$5,939/mo
Deposit HK$8.63M · loan HK$20.14M · min. income ≈ HK$195,208/mo (50% DSR)
Upfront cash ≈ HK$9.85M (deposit + AVD stamp duty HK$1,222,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,176
−HK$5,521/mo
▼ 0.25% · 3.875%
HK$104,917
−HK$2,780/mo
Today · 4.125%
HK$107,697
baseline
▲ 0.50% · 4.625%
HK$113,373
+HK$5,676/mo
Deposit HK$8.63M · loan HK$20.14M · min. income ≈ HK$215,394/mo (50% DSR)
Upfront cash ≈ HK$9.85M (deposit + AVD stamp duty HK$1,222,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,086
−HK$7,405/mo
▼ 0.25% · 3.875%
HK$121,759
−HK$3,732/mo
Today · 4.125%
HK$125,491
baseline
▲ 0.50% · 4.625%
HK$133,127
+HK$7,636/mo
Deposit HK$2.88M · loan HK$25.89M · min. income ≈ HK$250,982/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$1,222,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,370
−HK$7,097/mo
▼ 0.25% · 3.875%
HK$134,893
−HK$3,574/mo
Today · 4.125%
HK$138,467
baseline
▲ 0.50% · 4.625%
HK$145,766
+HK$7,299/mo
Deposit HK$2.88M · loan HK$25.89M · min. income ≈ HK$276,934/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$1,222,733 · Scale 2, in force from 26 Feb 2026)