LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,604
−HK$4,114/mo
▼ 0.25% · 3.875%
HK$67,645
−HK$2,073/mo
Today · 4.125%
HK$69,718
baseline
▲ 0.50% · 4.625%
HK$73,960
+HK$4,242/mo
Deposit HK$14.39M · loan HK$14.39M · min. income ≈ HK$139,436/mo (50% DSR)
Upfront cash ≈ HK$15.61M (deposit + AVD stamp duty HK$1,222,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,984
−HK$3,943/mo
▼ 0.25% · 3.875%
HK$74,941
−HK$1,986/mo
Today · 4.125%
HK$76,927
baseline
▲ 0.50% · 4.625%
HK$80,982
+HK$4,055/mo
Deposit HK$14.39M · loan HK$14.39M · min. income ≈ HK$153,854/mo (50% DSR)
Upfront cash ≈ HK$15.61M (deposit + AVD stamp duty HK$1,222,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,725
−HK$4,937/mo
▼ 0.25% · 3.875%
HK$81,174
−HK$2,488/mo
Today · 4.125%
HK$83,662
baseline
▲ 0.50% · 4.625%
HK$88,752
+HK$5,090/mo
Deposit HK$11.51M · loan HK$17.26M · min. income ≈ HK$167,324/mo (50% DSR)
Upfront cash ≈ HK$12.73M (deposit + AVD stamp duty HK$1,222,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,581
−HK$4,732/mo
▼ 0.25% · 3.875%
HK$89,930
−HK$2,383/mo
Today · 4.125%
HK$92,313
baseline
▲ 0.50% · 4.625%
HK$97,179
+HK$4,866/mo
Deposit HK$11.51M · loan HK$17.26M · min. income ≈ HK$184,626/mo (50% DSR)
Upfront cash ≈ HK$12.73M (deposit + AVD stamp duty HK$1,222,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,846
−HK$5,760/mo
▼ 0.25% · 3.875%
HK$94,703
−HK$2,903/mo
Today · 4.125%
HK$97,606
baseline
▲ 0.50% · 4.625%
HK$103,545
+HK$5,939/mo
Deposit HK$8.63M · loan HK$20.14M · min. income ≈ HK$195,212/mo (50% DSR)
Upfront cash ≈ HK$9.85M (deposit + AVD stamp duty HK$1,222,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,178
−HK$5,520/mo
▼ 0.25% · 3.875%
HK$104,918
−HK$2,780/mo
Today · 4.125%
HK$107,698
baseline
▲ 0.50% · 4.625%
HK$113,375
+HK$5,677/mo
Deposit HK$8.63M · loan HK$20.14M · min. income ≈ HK$215,396/mo (50% DSR)
Upfront cash ≈ HK$9.85M (deposit + AVD stamp duty HK$1,222,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,088
−HK$7,405/mo
▼ 0.25% · 3.875%
HK$121,761
−HK$3,732/mo
Today · 4.125%
HK$125,493
baseline
▲ 0.50% · 4.625%
HK$133,129
+HK$7,636/mo
Deposit HK$2.88M · loan HK$25.89M · min. income ≈ HK$250,986/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$1,222,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,371
−HK$7,098/mo
▼ 0.25% · 3.875%
HK$134,895
−HK$3,574/mo
Today · 4.125%
HK$138,469
baseline
▲ 0.50% · 4.625%
HK$145,768
+HK$7,299/mo
Deposit HK$2.88M · loan HK$25.89M · min. income ≈ HK$276,938/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$1,222,749 · Scale 2, in force from 26 Feb 2026)