LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,606
−HK$4,114/mo
▼ 0.25% · 3.875%
HK$67,646
−HK$2,074/mo
Today · 4.125%
HK$69,720
baseline
▲ 0.50% · 4.625%
HK$73,962
+HK$4,242/mo
Deposit HK$14.39M · loan HK$14.39M · min. income ≈ HK$139,440/mo (50% DSR)
Upfront cash ≈ HK$15.61M (deposit + AVD stamp duty HK$1,222,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,985
−HK$3,944/mo
▼ 0.25% · 3.875%
HK$74,943
−HK$1,986/mo
Today · 4.125%
HK$76,929
baseline
▲ 0.50% · 4.625%
HK$80,984
+HK$4,055/mo
Deposit HK$14.39M · loan HK$14.39M · min. income ≈ HK$153,858/mo (50% DSR)
Upfront cash ≈ HK$15.61M (deposit + AVD stamp duty HK$1,222,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,727
−HK$4,936/mo
▼ 0.25% · 3.875%
HK$81,175
−HK$2,488/mo
Today · 4.125%
HK$83,663
baseline
▲ 0.50% · 4.625%
HK$88,754
+HK$5,091/mo
Deposit HK$11.51M · loan HK$17.26M · min. income ≈ HK$167,326/mo (50% DSR)
Upfront cash ≈ HK$12.73M (deposit + AVD stamp duty HK$1,222,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,583
−HK$4,731/mo
▼ 0.25% · 3.875%
HK$89,932
−HK$2,382/mo
Today · 4.125%
HK$92,314
baseline
▲ 0.50% · 4.625%
HK$97,180
+HK$4,866/mo
Deposit HK$11.51M · loan HK$17.26M · min. income ≈ HK$184,628/mo (50% DSR)
Upfront cash ≈ HK$12.73M (deposit + AVD stamp duty HK$1,222,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,848
−HK$5,759/mo
▼ 0.25% · 3.875%
HK$94,705
−HK$2,902/mo
Today · 4.125%
HK$97,607
baseline
▲ 0.50% · 4.625%
HK$103,547
+HK$5,940/mo
Deposit HK$8.63M · loan HK$20.14M · min. income ≈ HK$195,214/mo (50% DSR)
Upfront cash ≈ HK$9.85M (deposit + AVD stamp duty HK$1,222,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,180
−HK$5,520/mo
▼ 0.25% · 3.875%
HK$104,920
−HK$2,780/mo
Today · 4.125%
HK$107,700
baseline
▲ 0.50% · 4.625%
HK$113,377
+HK$5,677/mo
Deposit HK$8.63M · loan HK$20.14M · min. income ≈ HK$215,400/mo (50% DSR)
Upfront cash ≈ HK$9.85M (deposit + AVD stamp duty HK$1,222,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,090
−HK$7,405/mo
▼ 0.25% · 3.875%
HK$121,763
−HK$3,732/mo
Today · 4.125%
HK$125,495
baseline
▲ 0.50% · 4.625%
HK$133,131
+HK$7,636/mo
Deposit HK$2.88M · loan HK$25.89M · min. income ≈ HK$250,990/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$1,222,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,374
−HK$7,098/mo
▼ 0.25% · 3.875%
HK$134,897
−HK$3,575/mo
Today · 4.125%
HK$138,472
baseline
▲ 0.50% · 4.625%
HK$145,771
+HK$7,299/mo
Deposit HK$2.88M · loan HK$25.89M · min. income ≈ HK$276,944/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$1,222,773 · Scale 2, in force from 26 Feb 2026)