LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,611
−HK$4,114/mo
▼ 0.25% · 3.875%
HK$67,652
−HK$2,073/mo
Today · 4.125%
HK$69,725
baseline
▲ 0.50% · 4.625%
HK$73,968
+HK$4,243/mo
Deposit HK$14.39M · loan HK$14.39M · min. income ≈ HK$139,450/mo (50% DSR)
Upfront cash ≈ HK$15.61M (deposit + AVD stamp duty HK$1,222,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,991
−HK$3,944/mo
▼ 0.25% · 3.875%
HK$74,949
−HK$1,986/mo
Today · 4.125%
HK$76,935
baseline
▲ 0.50% · 4.625%
HK$80,990
+HK$4,055/mo
Deposit HK$14.39M · loan HK$14.39M · min. income ≈ HK$153,870/mo (50% DSR)
Upfront cash ≈ HK$15.61M (deposit + AVD stamp duty HK$1,222,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,733
−HK$4,937/mo
▼ 0.25% · 3.875%
HK$81,182
−HK$2,488/mo
Today · 4.125%
HK$83,670
baseline
▲ 0.50% · 4.625%
HK$88,761
+HK$5,091/mo
Deposit HK$11.51M · loan HK$17.26M · min. income ≈ HK$167,340/mo (50% DSR)
Upfront cash ≈ HK$12.73M (deposit + AVD stamp duty HK$1,222,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,590
−HK$4,732/mo
▼ 0.25% · 3.875%
HK$89,939
−HK$2,383/mo
Today · 4.125%
HK$92,322
baseline
▲ 0.50% · 4.625%
HK$97,188
+HK$4,866/mo
Deposit HK$11.51M · loan HK$17.26M · min. income ≈ HK$184,644/mo (50% DSR)
Upfront cash ≈ HK$12.73M (deposit + AVD stamp duty HK$1,222,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,855
−HK$5,760/mo
▼ 0.25% · 3.875%
HK$94,712
−HK$2,903/mo
Today · 4.125%
HK$97,615
baseline
▲ 0.50% · 4.625%
HK$103,555
+HK$5,940/mo
Deposit HK$8.63M · loan HK$20.14M · min. income ≈ HK$195,230/mo (50% DSR)
Upfront cash ≈ HK$9.85M (deposit + AVD stamp duty HK$1,222,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,188
−HK$5,521/mo
▼ 0.25% · 3.875%
HK$104,928
−HK$2,781/mo
Today · 4.125%
HK$107,709
baseline
▲ 0.50% · 4.625%
HK$113,386
+HK$5,677/mo
Deposit HK$8.63M · loan HK$20.14M · min. income ≈ HK$215,418/mo (50% DSR)
Upfront cash ≈ HK$9.85M (deposit + AVD stamp duty HK$1,222,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,099
−HK$7,406/mo
▼ 0.25% · 3.875%
HK$121,773
−HK$3,732/mo
Today · 4.125%
HK$125,505
baseline
▲ 0.50% · 4.625%
HK$133,142
+HK$7,637/mo
Deposit HK$2.88M · loan HK$25.90M · min. income ≈ HK$251,010/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$1,222,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,384
−HK$7,099/mo
▼ 0.25% · 3.875%
HK$134,908
−HK$3,575/mo
Today · 4.125%
HK$138,483
baseline
▲ 0.50% · 4.625%
HK$145,782
+HK$7,299/mo
Deposit HK$2.88M · loan HK$25.90M · min. income ≈ HK$276,966/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$1,222,870 · Scale 2, in force from 26 Feb 2026)