LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,612
−HK$4,115/mo
▼ 0.25% · 3.875%
HK$67,653
−HK$2,074/mo
Today · 4.125%
HK$69,727
baseline
▲ 0.50% · 4.625%
HK$73,970
+HK$4,243/mo
Deposit HK$14.39M · loan HK$14.39M · min. income ≈ HK$139,454/mo (50% DSR)
Upfront cash ≈ HK$15.61M (deposit + AVD stamp duty HK$1,222,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,993
−HK$3,944/mo
▼ 0.25% · 3.875%
HK$74,951
−HK$1,986/mo
Today · 4.125%
HK$76,937
baseline
▲ 0.50% · 4.625%
HK$80,992
+HK$4,055/mo
Deposit HK$14.39M · loan HK$14.39M · min. income ≈ HK$153,874/mo (50% DSR)
Upfront cash ≈ HK$15.61M (deposit + AVD stamp duty HK$1,222,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,735
−HK$4,937/mo
▼ 0.25% · 3.875%
HK$81,184
−HK$2,488/mo
Today · 4.125%
HK$83,672
baseline
▲ 0.50% · 4.625%
HK$88,763
+HK$5,091/mo
Deposit HK$11.51M · loan HK$17.26M · min. income ≈ HK$167,344/mo (50% DSR)
Upfront cash ≈ HK$12.73M (deposit + AVD stamp duty HK$1,222,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,592
−HK$4,732/mo
▼ 0.25% · 3.875%
HK$89,941
−HK$2,383/mo
Today · 4.125%
HK$92,324
baseline
▲ 0.50% · 4.625%
HK$97,191
+HK$4,867/mo
Deposit HK$11.51M · loan HK$17.26M · min. income ≈ HK$184,648/mo (50% DSR)
Upfront cash ≈ HK$12.73M (deposit + AVD stamp duty HK$1,222,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,857
−HK$5,761/mo
▼ 0.25% · 3.875%
HK$94,715
−HK$2,903/mo
Today · 4.125%
HK$97,618
baseline
▲ 0.50% · 4.625%
HK$103,557
+HK$5,939/mo
Deposit HK$8.63M · loan HK$20.14M · min. income ≈ HK$195,236/mo (50% DSR)
Upfront cash ≈ HK$9.86M (deposit + AVD stamp duty HK$1,222,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,190
−HK$5,521/mo
▼ 0.25% · 3.875%
HK$104,931
−HK$2,780/mo
Today · 4.125%
HK$107,711
baseline
▲ 0.50% · 4.625%
HK$113,389
+HK$5,678/mo
Deposit HK$8.63M · loan HK$20.14M · min. income ≈ HK$215,422/mo (50% DSR)
Upfront cash ≈ HK$9.86M (deposit + AVD stamp duty HK$1,222,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,102
−HK$7,406/mo
▼ 0.25% · 3.875%
HK$121,776
−HK$3,732/mo
Today · 4.125%
HK$125,508
baseline
▲ 0.50% · 4.625%
HK$133,145
+HK$7,637/mo
Deposit HK$2.88M · loan HK$25.90M · min. income ≈ HK$251,016/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$1,222,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,388
−HK$7,098/mo
▼ 0.25% · 3.875%
HK$134,911
−HK$3,575/mo
Today · 4.125%
HK$138,486
baseline
▲ 0.50% · 4.625%
HK$145,786
+HK$7,300/mo
Deposit HK$2.88M · loan HK$25.90M · min. income ≈ HK$276,972/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$1,222,901 · Scale 2, in force from 26 Feb 2026)