LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,618
−HK$4,114/mo
▼ 0.25% · 3.875%
HK$67,659
−HK$2,073/mo
Today · 4.125%
HK$69,732
baseline
▲ 0.50% · 4.625%
HK$73,976
+HK$4,244/mo
Deposit HK$14.39M · loan HK$14.39M · min. income ≈ HK$139,464/mo (50% DSR)
Upfront cash ≈ HK$15.61M (deposit + AVD stamp duty HK$1,222,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,999
−HK$3,944/mo
▼ 0.25% · 3.875%
HK$74,957
−HK$1,986/mo
Today · 4.125%
HK$76,943
baseline
▲ 0.50% · 4.625%
HK$80,999
+HK$4,056/mo
Deposit HK$14.39M · loan HK$14.39M · min. income ≈ HK$153,886/mo (50% DSR)
Upfront cash ≈ HK$15.61M (deposit + AVD stamp duty HK$1,222,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,741
−HK$4,938/mo
▼ 0.25% · 3.875%
HK$81,190
−HK$2,489/mo
Today · 4.125%
HK$83,679
baseline
▲ 0.50% · 4.625%
HK$88,771
+HK$5,092/mo
Deposit HK$11.51M · loan HK$17.27M · min. income ≈ HK$167,358/mo (50% DSR)
Upfront cash ≈ HK$12.73M (deposit + AVD stamp duty HK$1,222,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,599
−HK$4,732/mo
▼ 0.25% · 3.875%
HK$89,948
−HK$2,383/mo
Today · 4.125%
HK$92,331
baseline
▲ 0.50% · 4.625%
HK$97,198
+HK$4,867/mo
Deposit HK$11.51M · loan HK$17.27M · min. income ≈ HK$184,662/mo (50% DSR)
Upfront cash ≈ HK$12.73M (deposit + AVD stamp duty HK$1,222,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,865
−HK$5,760/mo
▼ 0.25% · 3.875%
HK$94,722
−HK$2,903/mo
Today · 4.125%
HK$97,625
baseline
▲ 0.50% · 4.625%
HK$103,566
+HK$5,941/mo
Deposit HK$8.63M · loan HK$20.14M · min. income ≈ HK$195,250/mo (50% DSR)
Upfront cash ≈ HK$9.86M (deposit + AVD stamp duty HK$1,222,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,199
−HK$5,521/mo
▼ 0.25% · 3.875%
HK$104,939
−HK$2,781/mo
Today · 4.125%
HK$107,720
baseline
▲ 0.50% · 4.625%
HK$113,398
+HK$5,678/mo
Deposit HK$8.63M · loan HK$20.14M · min. income ≈ HK$215,440/mo (50% DSR)
Upfront cash ≈ HK$9.86M (deposit + AVD stamp duty HK$1,222,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,112
−HK$7,406/mo
▼ 0.25% · 3.875%
HK$121,786
−HK$3,732/mo
Today · 4.125%
HK$125,518
baseline
▲ 0.50% · 4.625%
HK$133,156
+HK$7,638/mo
Deposit HK$2.88M · loan HK$25.90M · min. income ≈ HK$251,036/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$1,222,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,398
−HK$7,099/mo
▼ 0.25% · 3.875%
HK$134,922
−HK$3,575/mo
Today · 4.125%
HK$138,497
baseline
▲ 0.50% · 4.625%
HK$145,798
+HK$7,301/mo
Deposit HK$2.88M · loan HK$25.90M · min. income ≈ HK$276,994/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$1,222,999 · Scale 2, in force from 26 Feb 2026)