LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,618
−HK$4,115/mo
▼ 0.25% · 3.875%
HK$67,659
−HK$2,074/mo
Today · 4.125%
HK$69,733
baseline
▲ 0.50% · 4.625%
HK$73,976
+HK$4,243/mo
Deposit HK$14.39M · loan HK$14.39M · min. income ≈ HK$139,466/mo (50% DSR)
Upfront cash ≈ HK$15.61M (deposit + AVD stamp duty HK$1,223,010 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,000
−HK$3,944/mo
▼ 0.25% · 3.875%
HK$74,957
−HK$1,987/mo
Today · 4.125%
HK$76,944
baseline
▲ 0.50% · 4.625%
HK$80,999
+HK$4,055/mo
Deposit HK$14.39M · loan HK$14.39M · min. income ≈ HK$153,888/mo (50% DSR)
Upfront cash ≈ HK$15.61M (deposit + AVD stamp duty HK$1,223,010 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,742
−HK$4,938/mo
▼ 0.25% · 3.875%
HK$81,191
−HK$2,489/mo
Today · 4.125%
HK$83,680
baseline
▲ 0.50% · 4.625%
HK$88,771
+HK$5,091/mo
Deposit HK$11.51M · loan HK$17.27M · min. income ≈ HK$167,360/mo (50% DSR)
Upfront cash ≈ HK$12.73M (deposit + AVD stamp duty HK$1,223,010 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,600
−HK$4,732/mo
▼ 0.25% · 3.875%
HK$89,949
−HK$2,383/mo
Today · 4.125%
HK$92,332
baseline
▲ 0.50% · 4.625%
HK$97,199
+HK$4,867/mo
Deposit HK$11.51M · loan HK$17.27M · min. income ≈ HK$184,664/mo (50% DSR)
Upfront cash ≈ HK$12.73M (deposit + AVD stamp duty HK$1,223,010 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,866
−HK$5,760/mo
▼ 0.25% · 3.875%
HK$94,723
−HK$2,903/mo
Today · 4.125%
HK$97,626
baseline
▲ 0.50% · 4.625%
HK$103,567
+HK$5,941/mo
Deposit HK$8.63M · loan HK$20.14M · min. income ≈ HK$195,252/mo (50% DSR)
Upfront cash ≈ HK$9.86M (deposit + AVD stamp duty HK$1,223,010 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,199
−HK$5,522/mo
▼ 0.25% · 3.875%
HK$104,940
−HK$2,781/mo
Today · 4.125%
HK$107,721
baseline
▲ 0.50% · 4.625%
HK$113,399
+HK$5,678/mo
Deposit HK$8.63M · loan HK$20.14M · min. income ≈ HK$215,442/mo (50% DSR)
Upfront cash ≈ HK$9.86M (deposit + AVD stamp duty HK$1,223,010 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,113
−HK$7,407/mo
▼ 0.25% · 3.875%
HK$121,787
−HK$3,733/mo
Today · 4.125%
HK$125,520
baseline
▲ 0.50% · 4.625%
HK$133,157
+HK$7,637/mo
Deposit HK$2.88M · loan HK$25.90M · min. income ≈ HK$251,040/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$1,223,010 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,399
−HK$7,099/mo
▼ 0.25% · 3.875%
HK$134,923
−HK$3,575/mo
Today · 4.125%
HK$138,498
baseline
▲ 0.50% · 4.625%
HK$145,799
+HK$7,301/mo
Deposit HK$2.88M · loan HK$25.90M · min. income ≈ HK$276,996/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$1,223,010 · Scale 2, in force from 26 Feb 2026)