LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,619
−HK$4,114/mo
▼ 0.25% · 3.875%
HK$67,660
−HK$2,073/mo
Today · 4.125%
HK$69,733
baseline
▲ 0.50% · 4.625%
HK$73,977
+HK$4,244/mo
Deposit HK$14.39M · loan HK$14.39M · min. income ≈ HK$139,466/mo (50% DSR)
Upfront cash ≈ HK$15.61M (deposit + AVD stamp duty HK$1,223,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,000
−HK$3,944/mo
▼ 0.25% · 3.875%
HK$74,958
−HK$1,986/mo
Today · 4.125%
HK$76,944
baseline
▲ 0.50% · 4.625%
HK$81,000
+HK$4,056/mo
Deposit HK$14.39M · loan HK$14.39M · min. income ≈ HK$153,888/mo (50% DSR)
Upfront cash ≈ HK$15.61M (deposit + AVD stamp duty HK$1,223,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,742
−HK$4,938/mo
▼ 0.25% · 3.875%
HK$81,192
−HK$2,488/mo
Today · 4.125%
HK$83,680
baseline
▲ 0.50% · 4.625%
HK$88,772
+HK$5,092/mo
Deposit HK$11.51M · loan HK$17.27M · min. income ≈ HK$167,360/mo (50% DSR)
Upfront cash ≈ HK$12.73M (deposit + AVD stamp duty HK$1,223,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,600
−HK$4,733/mo
▼ 0.25% · 3.875%
HK$89,949
−HK$2,384/mo
Today · 4.125%
HK$92,333
baseline
▲ 0.50% · 4.625%
HK$97,200
+HK$4,867/mo
Deposit HK$11.51M · loan HK$17.27M · min. income ≈ HK$184,666/mo (50% DSR)
Upfront cash ≈ HK$12.73M (deposit + AVD stamp duty HK$1,223,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,866
−HK$5,761/mo
▼ 0.25% · 3.875%
HK$94,724
−HK$2,903/mo
Today · 4.125%
HK$97,627
baseline
▲ 0.50% · 4.625%
HK$103,567
+HK$5,940/mo
Deposit HK$8.63M · loan HK$20.14M · min. income ≈ HK$195,254/mo (50% DSR)
Upfront cash ≈ HK$9.86M (deposit + AVD stamp duty HK$1,223,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,200
−HK$5,522/mo
▼ 0.25% · 3.875%
HK$104,941
−HK$2,781/mo
Today · 4.125%
HK$107,722
baseline
▲ 0.50% · 4.625%
HK$113,400
+HK$5,678/mo
Deposit HK$8.63M · loan HK$20.14M · min. income ≈ HK$215,444/mo (50% DSR)
Upfront cash ≈ HK$9.86M (deposit + AVD stamp duty HK$1,223,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,113
−HK$7,407/mo
▼ 0.25% · 3.875%
HK$121,787
−HK$3,733/mo
Today · 4.125%
HK$125,520
baseline
▲ 0.50% · 4.625%
HK$133,158
+HK$7,638/mo
Deposit HK$2.88M · loan HK$25.90M · min. income ≈ HK$251,040/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$1,223,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,400
−HK$7,099/mo
▼ 0.25% · 3.875%
HK$134,924
−HK$3,575/mo
Today · 4.125%
HK$138,499
baseline
▲ 0.50% · 4.625%
HK$145,800
+HK$7,301/mo
Deposit HK$2.88M · loan HK$25.90M · min. income ≈ HK$276,998/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$1,223,017 · Scale 2, in force from 26 Feb 2026)