LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,630
−HK$4,116/mo
▼ 0.25% · 3.875%
HK$67,671
−HK$2,075/mo
Today · 4.125%
HK$69,746
baseline
▲ 0.50% · 4.625%
HK$73,989
+HK$4,243/mo
Deposit HK$14.39M · loan HK$14.39M · min. income ≈ HK$139,492/mo (50% DSR)
Upfront cash ≈ HK$15.61M (deposit + AVD stamp duty HK$1,223,229 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,013
−HK$3,944/mo
▼ 0.25% · 3.875%
HK$74,971
−HK$1,986/mo
Today · 4.125%
HK$76,957
baseline
▲ 0.50% · 4.625%
HK$81,014
+HK$4,057/mo
Deposit HK$14.39M · loan HK$14.39M · min. income ≈ HK$153,914/mo (50% DSR)
Upfront cash ≈ HK$15.61M (deposit + AVD stamp duty HK$1,223,229 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,756
−HK$4,939/mo
▼ 0.25% · 3.875%
HK$81,206
−HK$2,489/mo
Today · 4.125%
HK$83,695
baseline
▲ 0.50% · 4.625%
HK$88,787
+HK$5,092/mo
Deposit HK$11.51M · loan HK$17.27M · min. income ≈ HK$167,390/mo (50% DSR)
Upfront cash ≈ HK$12.74M (deposit + AVD stamp duty HK$1,223,229 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,615
−HK$4,734/mo
▼ 0.25% · 3.875%
HK$89,965
−HK$2,384/mo
Today · 4.125%
HK$92,349
baseline
▲ 0.50% · 4.625%
HK$97,217
+HK$4,868/mo
Deposit HK$11.51M · loan HK$17.27M · min. income ≈ HK$184,698/mo (50% DSR)
Upfront cash ≈ HK$12.74M (deposit + AVD stamp duty HK$1,223,229 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,882
−HK$5,762/mo
▼ 0.25% · 3.875%
HK$94,740
−HK$2,904/mo
Today · 4.125%
HK$97,644
baseline
▲ 0.50% · 4.625%
HK$103,585
+HK$5,941/mo
Deposit HK$8.63M · loan HK$20.15M · min. income ≈ HK$195,288/mo (50% DSR)
Upfront cash ≈ HK$9.86M (deposit + AVD stamp duty HK$1,223,229 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,218
−HK$5,522/mo
▼ 0.25% · 3.875%
HK$104,959
−HK$2,781/mo
Today · 4.125%
HK$107,740
baseline
▲ 0.50% · 4.625%
HK$113,419
+HK$5,679/mo
Deposit HK$8.63M · loan HK$20.15M · min. income ≈ HK$215,480/mo (50% DSR)
Upfront cash ≈ HK$9.86M (deposit + AVD stamp duty HK$1,223,229 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,134
−HK$7,408/mo
▼ 0.25% · 3.875%
HK$121,809
−HK$3,733/mo
Today · 4.125%
HK$125,542
baseline
▲ 0.50% · 4.625%
HK$133,181
+HK$7,639/mo
Deposit HK$2.88M · loan HK$25.90M · min. income ≈ HK$251,084/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$1,223,229 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,423
−HK$7,100/mo
▼ 0.25% · 3.875%
HK$134,948
−HK$3,575/mo
Today · 4.125%
HK$138,523
baseline
▲ 0.50% · 4.625%
HK$145,825
+HK$7,302/mo
Deposit HK$2.88M · loan HK$25.90M · min. income ≈ HK$277,046/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$1,223,229 · Scale 2, in force from 26 Feb 2026)