LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,631
−HK$4,115/mo
▼ 0.25% · 3.875%
HK$67,672
−HK$2,074/mo
Today · 4.125%
HK$69,746
baseline
▲ 0.50% · 4.625%
HK$73,990
+HK$4,244/mo
Deposit HK$14.39M · loan HK$14.39M · min. income ≈ HK$139,492/mo (50% DSR)
Upfront cash ≈ HK$15.61M (deposit + AVD stamp duty HK$1,223,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,013
−HK$3,945/mo
▼ 0.25% · 3.875%
HK$74,972
−HK$1,986/mo
Today · 4.125%
HK$76,958
baseline
▲ 0.50% · 4.625%
HK$81,015
+HK$4,057/mo
Deposit HK$14.39M · loan HK$14.39M · min. income ≈ HK$153,916/mo (50% DSR)
Upfront cash ≈ HK$15.61M (deposit + AVD stamp duty HK$1,223,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,757
−HK$4,939/mo
▼ 0.25% · 3.875%
HK$81,207
−HK$2,489/mo
Today · 4.125%
HK$83,696
baseline
▲ 0.50% · 4.625%
HK$88,788
+HK$5,092/mo
Deposit HK$11.51M · loan HK$17.27M · min. income ≈ HK$167,392/mo (50% DSR)
Upfront cash ≈ HK$12.74M (deposit + AVD stamp duty HK$1,223,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,616
−HK$4,734/mo
▼ 0.25% · 3.875%
HK$89,966
−HK$2,384/mo
Today · 4.125%
HK$92,350
baseline
▲ 0.50% · 4.625%
HK$97,218
+HK$4,868/mo
Deposit HK$11.51M · loan HK$17.27M · min. income ≈ HK$184,700/mo (50% DSR)
Upfront cash ≈ HK$12.74M (deposit + AVD stamp duty HK$1,223,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,883
−HK$5,762/mo
▼ 0.25% · 3.875%
HK$94,741
−HK$2,904/mo
Today · 4.125%
HK$97,645
baseline
▲ 0.50% · 4.625%
HK$103,586
+HK$5,941/mo
Deposit HK$8.63M · loan HK$20.15M · min. income ≈ HK$195,290/mo (50% DSR)
Upfront cash ≈ HK$9.86M (deposit + AVD stamp duty HK$1,223,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,219
−HK$5,522/mo
▼ 0.25% · 3.875%
HK$104,960
−HK$2,781/mo
Today · 4.125%
HK$107,741
baseline
▲ 0.50% · 4.625%
HK$113,421
+HK$5,680/mo
Deposit HK$8.63M · loan HK$20.15M · min. income ≈ HK$215,482/mo (50% DSR)
Upfront cash ≈ HK$9.86M (deposit + AVD stamp duty HK$1,223,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,135
−HK$7,408/mo
▼ 0.25% · 3.875%
HK$121,810
−HK$3,733/mo
Today · 4.125%
HK$125,543
baseline
▲ 0.50% · 4.625%
HK$133,182
+HK$7,639/mo
Deposit HK$2.88M · loan HK$25.90M · min. income ≈ HK$251,086/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$1,223,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,424
−HK$7,101/mo
▼ 0.25% · 3.875%
HK$134,949
−HK$3,576/mo
Today · 4.125%
HK$138,525
baseline
▲ 0.50% · 4.625%
HK$145,827
+HK$7,302/mo
Deposit HK$2.88M · loan HK$25.90M · min. income ≈ HK$277,050/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$1,223,242 · Scale 2, in force from 26 Feb 2026)