LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,634
−HK$4,116/mo
▼ 0.25% · 3.875%
HK$67,676
−HK$2,074/mo
Today · 4.125%
HK$69,750
baseline
▲ 0.50% · 4.625%
HK$73,994
+HK$4,244/mo
Deposit HK$14.39M · loan HK$14.39M · min. income ≈ HK$139,500/mo (50% DSR)
Upfront cash ≈ HK$15.62M (deposit + AVD stamp duty HK$1,223,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,017
−HK$3,945/mo
▼ 0.25% · 3.875%
HK$74,976
−HK$1,986/mo
Today · 4.125%
HK$76,962
baseline
▲ 0.50% · 4.625%
HK$81,019
+HK$4,057/mo
Deposit HK$14.39M · loan HK$14.39M · min. income ≈ HK$153,924/mo (50% DSR)
Upfront cash ≈ HK$15.62M (deposit + AVD stamp duty HK$1,223,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,761
−HK$4,939/mo
▼ 0.25% · 3.875%
HK$81,211
−HK$2,489/mo
Today · 4.125%
HK$83,700
baseline
▲ 0.50% · 4.625%
HK$88,793
+HK$5,093/mo
Deposit HK$11.51M · loan HK$17.27M · min. income ≈ HK$167,400/mo (50% DSR)
Upfront cash ≈ HK$12.74M (deposit + AVD stamp duty HK$1,223,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,621
−HK$4,734/mo
▼ 0.25% · 3.875%
HK$89,971
−HK$2,384/mo
Today · 4.125%
HK$92,355
baseline
▲ 0.50% · 4.625%
HK$97,223
+HK$4,868/mo
Deposit HK$11.51M · loan HK$17.27M · min. income ≈ HK$184,710/mo (50% DSR)
Upfront cash ≈ HK$12.74M (deposit + AVD stamp duty HK$1,223,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,888
−HK$5,762/mo
▼ 0.25% · 3.875%
HK$94,746
−HK$2,904/mo
Today · 4.125%
HK$97,650
baseline
▲ 0.50% · 4.625%
HK$103,592
+HK$5,942/mo
Deposit HK$8.64M · loan HK$20.15M · min. income ≈ HK$195,300/mo (50% DSR)
Upfront cash ≈ HK$9.86M (deposit + AVD stamp duty HK$1,223,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,224
−HK$5,523/mo
▼ 0.25% · 3.875%
HK$104,966
−HK$2,781/mo
Today · 4.125%
HK$107,747
baseline
▲ 0.50% · 4.625%
HK$113,426
+HK$5,679/mo
Deposit HK$8.64M · loan HK$20.15M · min. income ≈ HK$215,494/mo (50% DSR)
Upfront cash ≈ HK$9.86M (deposit + AVD stamp duty HK$1,223,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,141
−HK$7,409/mo
▼ 0.25% · 3.875%
HK$121,816
−HK$3,734/mo
Today · 4.125%
HK$125,550
baseline
▲ 0.50% · 4.625%
HK$133,189
+HK$7,639/mo
Deposit HK$2.88M · loan HK$25.91M · min. income ≈ HK$251,100/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$1,223,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,431
−HK$7,101/mo
▼ 0.25% · 3.875%
HK$134,956
−HK$3,576/mo
Today · 4.125%
HK$138,532
baseline
▲ 0.50% · 4.625%
HK$145,834
+HK$7,302/mo
Deposit HK$2.88M · loan HK$25.91M · min. income ≈ HK$277,064/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$1,223,305 · Scale 2, in force from 26 Feb 2026)