LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,637
−HK$4,115/mo
▼ 0.25% · 3.875%
HK$67,678
−HK$2,074/mo
Today · 4.125%
HK$69,752
baseline
▲ 0.50% · 4.625%
HK$73,997
+HK$4,245/mo
Deposit HK$14.39M · loan HK$14.39M · min. income ≈ HK$139,504/mo (50% DSR)
Upfront cash ≈ HK$15.62M (deposit + AVD stamp duty HK$1,223,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,020
−HK$3,945/mo
▼ 0.25% · 3.875%
HK$74,978
−HK$1,987/mo
Today · 4.125%
HK$76,965
baseline
▲ 0.50% · 4.625%
HK$81,022
+HK$4,057/mo
Deposit HK$14.39M · loan HK$14.39M · min. income ≈ HK$153,930/mo (50% DSR)
Upfront cash ≈ HK$15.62M (deposit + AVD stamp duty HK$1,223,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,764
−HK$4,939/mo
▼ 0.25% · 3.875%
HK$81,214
−HK$2,489/mo
Today · 4.125%
HK$83,703
baseline
▲ 0.50% · 4.625%
HK$88,796
+HK$5,093/mo
Deposit HK$11.51M · loan HK$17.27M · min. income ≈ HK$167,406/mo (50% DSR)
Upfront cash ≈ HK$12.74M (deposit + AVD stamp duty HK$1,223,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,624
−HK$4,734/mo
▼ 0.25% · 3.875%
HK$89,974
−HK$2,384/mo
Today · 4.125%
HK$92,358
baseline
▲ 0.50% · 4.625%
HK$97,226
+HK$4,868/mo
Deposit HK$11.51M · loan HK$17.27M · min. income ≈ HK$184,716/mo (50% DSR)
Upfront cash ≈ HK$12.74M (deposit + AVD stamp duty HK$1,223,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,891
−HK$5,762/mo
▼ 0.25% · 3.875%
HK$94,749
−HK$2,904/mo
Today · 4.125%
HK$97,653
baseline
▲ 0.50% · 4.625%
HK$103,595
+HK$5,942/mo
Deposit HK$8.64M · loan HK$20.15M · min. income ≈ HK$195,306/mo (50% DSR)
Upfront cash ≈ HK$9.86M (deposit + AVD stamp duty HK$1,223,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,228
−HK$5,523/mo
▼ 0.25% · 3.875%
HK$104,970
−HK$2,781/mo
Today · 4.125%
HK$107,751
baseline
▲ 0.50% · 4.625%
HK$113,431
+HK$5,680/mo
Deposit HK$8.64M · loan HK$20.15M · min. income ≈ HK$215,502/mo (50% DSR)
Upfront cash ≈ HK$9.86M (deposit + AVD stamp duty HK$1,223,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,146
−HK$7,408/mo
▼ 0.25% · 3.875%
HK$121,821
−HK$3,733/mo
Today · 4.125%
HK$125,554
baseline
▲ 0.50% · 4.625%
HK$133,194
+HK$7,640/mo
Deposit HK$2.88M · loan HK$25.91M · min. income ≈ HK$251,108/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$1,223,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,436
−HK$7,101/mo
▼ 0.25% · 3.875%
HK$134,961
−HK$3,576/mo
Today · 4.125%
HK$138,537
baseline
▲ 0.50% · 4.625%
HK$145,839
+HK$7,302/mo
Deposit HK$2.88M · loan HK$25.91M · min. income ≈ HK$277,074/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$1,223,350 · Scale 2, in force from 26 Feb 2026)