LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,638
−HK$4,116/mo
▼ 0.25% · 3.875%
HK$67,680
−HK$2,074/mo
Today · 4.125%
HK$69,754
baseline
▲ 0.50% · 4.625%
HK$73,999
+HK$4,245/mo
Deposit HK$14.39M · loan HK$14.39M · min. income ≈ HK$139,508/mo (50% DSR)
Upfront cash ≈ HK$15.62M (deposit + AVD stamp duty HK$1,223,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,022
−HK$3,945/mo
▼ 0.25% · 3.875%
HK$74,980
−HK$1,987/mo
Today · 4.125%
HK$76,967
baseline
▲ 0.50% · 4.625%
HK$81,024
+HK$4,057/mo
Deposit HK$14.39M · loan HK$14.39M · min. income ≈ HK$153,934/mo (50% DSR)
Upfront cash ≈ HK$15.62M (deposit + AVD stamp duty HK$1,223,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,766
−HK$4,939/mo
▼ 0.25% · 3.875%
HK$81,216
−HK$2,489/mo
Today · 4.125%
HK$83,705
baseline
▲ 0.50% · 4.625%
HK$88,798
+HK$5,093/mo
Deposit HK$11.51M · loan HK$17.27M · min. income ≈ HK$167,410/mo (50% DSR)
Upfront cash ≈ HK$12.74M (deposit + AVD stamp duty HK$1,223,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,626
−HK$4,734/mo
▼ 0.25% · 3.875%
HK$89,976
−HK$2,384/mo
Today · 4.125%
HK$92,360
baseline
▲ 0.50% · 4.625%
HK$97,229
+HK$4,869/mo
Deposit HK$11.51M · loan HK$17.27M · min. income ≈ HK$184,720/mo (50% DSR)
Upfront cash ≈ HK$12.74M (deposit + AVD stamp duty HK$1,223,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,893
−HK$5,763/mo
▼ 0.25% · 3.875%
HK$94,752
−HK$2,904/mo
Today · 4.125%
HK$97,656
baseline
▲ 0.50% · 4.625%
HK$103,598
+HK$5,942/mo
Deposit HK$8.64M · loan HK$20.15M · min. income ≈ HK$195,312/mo (50% DSR)
Upfront cash ≈ HK$9.86M (deposit + AVD stamp duty HK$1,223,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,231
−HK$5,523/mo
▼ 0.25% · 3.875%
HK$104,972
−HK$2,782/mo
Today · 4.125%
HK$107,754
baseline
▲ 0.50% · 4.625%
HK$113,434
+HK$5,680/mo
Deposit HK$8.64M · loan HK$20.15M · min. income ≈ HK$215,508/mo (50% DSR)
Upfront cash ≈ HK$9.86M (deposit + AVD stamp duty HK$1,223,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,149
−HK$7,409/mo
▼ 0.25% · 3.875%
HK$121,824
−HK$3,734/mo
Today · 4.125%
HK$125,558
baseline
▲ 0.50% · 4.625%
HK$133,198
+HK$7,640/mo
Deposit HK$2.88M · loan HK$25.91M · min. income ≈ HK$251,116/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$1,223,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,439
−HK$7,102/mo
▼ 0.25% · 3.875%
HK$134,964
−HK$3,577/mo
Today · 4.125%
HK$138,541
baseline
▲ 0.50% · 4.625%
HK$145,843
+HK$7,302/mo
Deposit HK$2.88M · loan HK$25.91M · min. income ≈ HK$277,082/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$1,223,382 · Scale 2, in force from 26 Feb 2026)