LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,640
−HK$4,117/mo
▼ 0.25% · 3.875%
HK$67,682
−HK$2,075/mo
Today · 4.125%
HK$69,757
baseline
▲ 0.50% · 4.625%
HK$74,001
+HK$4,244/mo
Deposit HK$14.39M · loan HK$14.39M · min. income ≈ HK$139,514/mo (50% DSR)
Upfront cash ≈ HK$15.62M (deposit + AVD stamp duty HK$1,223,421 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,024
−HK$3,945/mo
▼ 0.25% · 3.875%
HK$74,983
−HK$1,986/mo
Today · 4.125%
HK$76,969
baseline
▲ 0.50% · 4.625%
HK$81,027
+HK$4,058/mo
Deposit HK$14.39M · loan HK$14.39M · min. income ≈ HK$153,938/mo (50% DSR)
Upfront cash ≈ HK$15.62M (deposit + AVD stamp duty HK$1,223,421 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,768
−HK$4,940/mo
▼ 0.25% · 3.875%
HK$81,218
−HK$2,490/mo
Today · 4.125%
HK$83,708
baseline
▲ 0.50% · 4.625%
HK$88,801
+HK$5,093/mo
Deposit HK$11.51M · loan HK$17.27M · min. income ≈ HK$167,416/mo (50% DSR)
Upfront cash ≈ HK$12.74M (deposit + AVD stamp duty HK$1,223,421 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,629
−HK$4,734/mo
▼ 0.25% · 3.875%
HK$89,979
−HK$2,384/mo
Today · 4.125%
HK$92,363
baseline
▲ 0.50% · 4.625%
HK$97,232
+HK$4,869/mo
Deposit HK$11.51M · loan HK$17.27M · min. income ≈ HK$184,726/mo (50% DSR)
Upfront cash ≈ HK$12.74M (deposit + AVD stamp duty HK$1,223,421 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,896
−HK$5,763/mo
▼ 0.25% · 3.875%
HK$94,755
−HK$2,904/mo
Today · 4.125%
HK$97,659
baseline
▲ 0.50% · 4.625%
HK$103,601
+HK$5,942/mo
Deposit HK$8.64M · loan HK$20.15M · min. income ≈ HK$195,318/mo (50% DSR)
Upfront cash ≈ HK$9.86M (deposit + AVD stamp duty HK$1,223,421 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,234
−HK$5,523/mo
▼ 0.25% · 3.875%
HK$104,976
−HK$2,781/mo
Today · 4.125%
HK$107,757
baseline
▲ 0.50% · 4.625%
HK$113,437
+HK$5,680/mo
Deposit HK$8.64M · loan HK$20.15M · min. income ≈ HK$215,514/mo (50% DSR)
Upfront cash ≈ HK$9.86M (deposit + AVD stamp duty HK$1,223,421 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,153
−HK$7,409/mo
▼ 0.25% · 3.875%
HK$121,828
−HK$3,734/mo
Today · 4.125%
HK$125,562
baseline
▲ 0.50% · 4.625%
HK$133,202
+HK$7,640/mo
Deposit HK$2.88M · loan HK$25.91M · min. income ≈ HK$251,124/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$1,223,421 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,444
−HK$7,101/mo
▼ 0.25% · 3.875%
HK$134,969
−HK$3,576/mo
Today · 4.125%
HK$138,545
baseline
▲ 0.50% · 4.625%
HK$145,848
+HK$7,303/mo
Deposit HK$2.88M · loan HK$25.91M · min. income ≈ HK$277,090/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$1,223,421 · Scale 2, in force from 26 Feb 2026)