LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,641
−HK$4,117/mo
▼ 0.25% · 3.875%
HK$67,683
−HK$2,075/mo
Today · 4.125%
HK$69,758
baseline
▲ 0.50% · 4.625%
HK$74,002
+HK$4,244/mo
Deposit HK$14.39M · loan HK$14.39M · min. income ≈ HK$139,516/mo (50% DSR)
Upfront cash ≈ HK$15.62M (deposit + AVD stamp duty HK$1,223,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,025
−HK$3,946/mo
▼ 0.25% · 3.875%
HK$74,984
−HK$1,987/mo
Today · 4.125%
HK$76,971
baseline
▲ 0.50% · 4.625%
HK$81,028
+HK$4,057/mo
Deposit HK$14.39M · loan HK$14.39M · min. income ≈ HK$153,942/mo (50% DSR)
Upfront cash ≈ HK$15.62M (deposit + AVD stamp duty HK$1,223,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,770
−HK$4,939/mo
▼ 0.25% · 3.875%
HK$81,220
−HK$2,489/mo
Today · 4.125%
HK$83,709
baseline
▲ 0.50% · 4.625%
HK$88,803
+HK$5,094/mo
Deposit HK$11.51M · loan HK$17.27M · min. income ≈ HK$167,418/mo (50% DSR)
Upfront cash ≈ HK$12.74M (deposit + AVD stamp duty HK$1,223,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,630
−HK$4,735/mo
▼ 0.25% · 3.875%
HK$89,981
−HK$2,384/mo
Today · 4.125%
HK$92,365
baseline
▲ 0.50% · 4.625%
HK$97,233
+HK$4,868/mo
Deposit HK$11.51M · loan HK$17.27M · min. income ≈ HK$184,730/mo (50% DSR)
Upfront cash ≈ HK$12.74M (deposit + AVD stamp duty HK$1,223,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,898
−HK$5,763/mo
▼ 0.25% · 3.875%
HK$94,756
−HK$2,905/mo
Today · 4.125%
HK$97,661
baseline
▲ 0.50% · 4.625%
HK$103,603
+HK$5,942/mo
Deposit HK$8.64M · loan HK$20.15M · min. income ≈ HK$195,322/mo (50% DSR)
Upfront cash ≈ HK$9.86M (deposit + AVD stamp duty HK$1,223,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,235
−HK$5,524/mo
▼ 0.25% · 3.875%
HK$104,977
−HK$2,782/mo
Today · 4.125%
HK$107,759
baseline
▲ 0.50% · 4.625%
HK$113,439
+HK$5,680/mo
Deposit HK$8.64M · loan HK$20.15M · min. income ≈ HK$215,518/mo (50% DSR)
Upfront cash ≈ HK$9.86M (deposit + AVD stamp duty HK$1,223,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,154
−HK$7,410/mo
▼ 0.25% · 3.875%
HK$121,830
−HK$3,734/mo
Today · 4.125%
HK$125,564
baseline
▲ 0.50% · 4.625%
HK$133,204
+HK$7,640/mo
Deposit HK$2.88M · loan HK$25.91M · min. income ≈ HK$251,128/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$1,223,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,446
−HK$7,101/mo
▼ 0.25% · 3.875%
HK$134,971
−HK$3,576/mo
Today · 4.125%
HK$138,547
baseline
▲ 0.50% · 4.625%
HK$145,850
+HK$7,303/mo
Deposit HK$2.88M · loan HK$25.91M · min. income ≈ HK$277,094/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$1,223,440 · Scale 2, in force from 26 Feb 2026)