LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,644
−HK$4,117/mo
▼ 0.25% · 3.875%
HK$67,686
−HK$2,075/mo
Today · 4.125%
HK$69,761
baseline
▲ 0.50% · 4.625%
HK$74,006
+HK$4,245/mo
Deposit HK$14.39M · loan HK$14.39M · min. income ≈ HK$139,522/mo (50% DSR)
Upfront cash ≈ HK$15.62M (deposit + AVD stamp duty HK$1,223,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,029
−HK$3,945/mo
▼ 0.25% · 3.875%
HK$74,987
−HK$1,987/mo
Today · 4.125%
HK$76,974
baseline
▲ 0.50% · 4.625%
HK$81,032
+HK$4,058/mo
Deposit HK$14.39M · loan HK$14.39M · min. income ≈ HK$153,948/mo (50% DSR)
Upfront cash ≈ HK$15.62M (deposit + AVD stamp duty HK$1,223,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,773
−HK$4,940/mo
▼ 0.25% · 3.875%
HK$81,224
−HK$2,489/mo
Today · 4.125%
HK$83,713
baseline
▲ 0.50% · 4.625%
HK$88,807
+HK$5,094/mo
Deposit HK$11.52M · loan HK$17.27M · min. income ≈ HK$167,426/mo (50% DSR)
Upfront cash ≈ HK$12.74M (deposit + AVD stamp duty HK$1,223,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,635
−HK$4,734/mo
▼ 0.25% · 3.875%
HK$89,985
−HK$2,384/mo
Today · 4.125%
HK$92,369
baseline
▲ 0.50% · 4.625%
HK$97,238
+HK$4,869/mo
Deposit HK$11.52M · loan HK$17.27M · min. income ≈ HK$184,738/mo (50% DSR)
Upfront cash ≈ HK$12.74M (deposit + AVD stamp duty HK$1,223,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,902
−HK$5,763/mo
▼ 0.25% · 3.875%
HK$94,761
−HK$2,904/mo
Today · 4.125%
HK$97,665
baseline
▲ 0.50% · 4.625%
HK$103,608
+HK$5,943/mo
Deposit HK$8.64M · loan HK$20.15M · min. income ≈ HK$195,330/mo (50% DSR)
Upfront cash ≈ HK$9.86M (deposit + AVD stamp duty HK$1,223,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,240
−HK$5,524/mo
▼ 0.25% · 3.875%
HK$104,982
−HK$2,782/mo
Today · 4.125%
HK$107,764
baseline
▲ 0.50% · 4.625%
HK$113,444
+HK$5,680/mo
Deposit HK$8.64M · loan HK$20.15M · min. income ≈ HK$215,528/mo (50% DSR)
Upfront cash ≈ HK$9.86M (deposit + AVD stamp duty HK$1,223,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,160
−HK$7,410/mo
▼ 0.25% · 3.875%
HK$121,835
−HK$3,735/mo
Today · 4.125%
HK$125,570
baseline
▲ 0.50% · 4.625%
HK$133,210
+HK$7,640/mo
Deposit HK$2.88M · loan HK$25.91M · min. income ≈ HK$251,140/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$1,223,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,452
−HK$7,102/mo
▼ 0.25% · 3.875%
HK$134,977
−HK$3,577/mo
Today · 4.125%
HK$138,554
baseline
▲ 0.50% · 4.625%
HK$145,857
+HK$7,303/mo
Deposit HK$2.88M · loan HK$25.91M · min. income ≈ HK$277,108/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$1,223,498 · Scale 2, in force from 26 Feb 2026)