LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,646
−HK$4,117/mo
▼ 0.25% · 3.875%
HK$67,688
−HK$2,075/mo
Today · 4.125%
HK$69,763
baseline
▲ 0.50% · 4.625%
HK$74,008
+HK$4,245/mo
Deposit HK$14.39M · loan HK$14.39M · min. income ≈ HK$139,526/mo (50% DSR)
Upfront cash ≈ HK$15.62M (deposit + AVD stamp duty HK$1,223,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,031
−HK$3,946/mo
▼ 0.25% · 3.875%
HK$74,990
−HK$1,987/mo
Today · 4.125%
HK$76,977
baseline
▲ 0.50% · 4.625%
HK$81,034
+HK$4,057/mo
Deposit HK$14.39M · loan HK$14.39M · min. income ≈ HK$153,954/mo (50% DSR)
Upfront cash ≈ HK$15.62M (deposit + AVD stamp duty HK$1,223,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,776
−HK$4,940/mo
▼ 0.25% · 3.875%
HK$81,226
−HK$2,490/mo
Today · 4.125%
HK$83,716
baseline
▲ 0.50% · 4.625%
HK$88,810
+HK$5,094/mo
Deposit HK$11.52M · loan HK$17.27M · min. income ≈ HK$167,432/mo (50% DSR)
Upfront cash ≈ HK$12.74M (deposit + AVD stamp duty HK$1,223,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,637
−HK$4,735/mo
▼ 0.25% · 3.875%
HK$89,988
−HK$2,384/mo
Today · 4.125%
HK$92,372
baseline
▲ 0.50% · 4.625%
HK$97,241
+HK$4,869/mo
Deposit HK$11.52M · loan HK$17.27M · min. income ≈ HK$184,744/mo (50% DSR)
Upfront cash ≈ HK$12.74M (deposit + AVD stamp duty HK$1,223,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,905
−HK$5,763/mo
▼ 0.25% · 3.875%
HK$94,764
−HK$2,904/mo
Today · 4.125%
HK$97,668
baseline
▲ 0.50% · 4.625%
HK$103,611
+HK$5,943/mo
Deposit HK$8.64M · loan HK$20.15M · min. income ≈ HK$195,336/mo (50% DSR)
Upfront cash ≈ HK$9.86M (deposit + AVD stamp duty HK$1,223,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,243
−HK$5,524/mo
▼ 0.25% · 3.875%
HK$104,986
−HK$2,781/mo
Today · 4.125%
HK$107,767
baseline
▲ 0.50% · 4.625%
HK$113,448
+HK$5,681/mo
Deposit HK$8.64M · loan HK$20.15M · min. income ≈ HK$215,534/mo (50% DSR)
Upfront cash ≈ HK$9.86M (deposit + AVD stamp duty HK$1,223,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,164
−HK$7,410/mo
▼ 0.25% · 3.875%
HK$121,839
−HK$3,735/mo
Today · 4.125%
HK$125,574
baseline
▲ 0.50% · 4.625%
HK$133,214
+HK$7,640/mo
Deposit HK$2.88M · loan HK$25.91M · min. income ≈ HK$251,148/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$1,223,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,456
−HK$7,102/mo
▼ 0.25% · 3.875%
HK$134,981
−HK$3,577/mo
Today · 4.125%
HK$138,558
baseline
▲ 0.50% · 4.625%
HK$145,862
+HK$7,304/mo
Deposit HK$2.88M · loan HK$25.91M · min. income ≈ HK$277,116/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$1,223,536 · Scale 2, in force from 26 Feb 2026)