LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,647
−HK$4,117/mo
▼ 0.25% · 3.875%
HK$67,689
−HK$2,075/mo
Today · 4.125%
HK$69,764
baseline
▲ 0.50% · 4.625%
HK$74,009
+HK$4,245/mo
Deposit HK$14.39M · loan HK$14.39M · min. income ≈ HK$139,528/mo (50% DSR)
Upfront cash ≈ HK$15.62M (deposit + AVD stamp duty HK$1,223,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,032
−HK$3,945/mo
▼ 0.25% · 3.875%
HK$74,990
−HK$1,987/mo
Today · 4.125%
HK$76,977
baseline
▲ 0.50% · 4.625%
HK$81,035
+HK$4,058/mo
Deposit HK$14.39M · loan HK$14.39M · min. income ≈ HK$153,954/mo (50% DSR)
Upfront cash ≈ HK$15.62M (deposit + AVD stamp duty HK$1,223,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,777
−HK$4,939/mo
▼ 0.25% · 3.875%
HK$81,227
−HK$2,489/mo
Today · 4.125%
HK$83,716
baseline
▲ 0.50% · 4.625%
HK$88,810
+HK$5,094/mo
Deposit HK$11.52M · loan HK$17.27M · min. income ≈ HK$167,432/mo (50% DSR)
Upfront cash ≈ HK$12.74M (deposit + AVD stamp duty HK$1,223,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,638
−HK$4,735/mo
▼ 0.25% · 3.875%
HK$89,988
−HK$2,385/mo
Today · 4.125%
HK$92,373
baseline
▲ 0.50% · 4.625%
HK$97,242
+HK$4,869/mo
Deposit HK$11.52M · loan HK$17.27M · min. income ≈ HK$184,746/mo (50% DSR)
Upfront cash ≈ HK$12.74M (deposit + AVD stamp duty HK$1,223,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,906
−HK$5,763/mo
▼ 0.25% · 3.875%
HK$94,765
−HK$2,904/mo
Today · 4.125%
HK$97,669
baseline
▲ 0.50% · 4.625%
HK$103,612
+HK$5,943/mo
Deposit HK$8.64M · loan HK$20.15M · min. income ≈ HK$195,338/mo (50% DSR)
Upfront cash ≈ HK$9.86M (deposit + AVD stamp duty HK$1,223,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,244
−HK$5,524/mo
▼ 0.25% · 3.875%
HK$104,987
−HK$2,781/mo
Today · 4.125%
HK$107,768
baseline
▲ 0.50% · 4.625%
HK$113,449
+HK$5,681/mo
Deposit HK$8.64M · loan HK$20.15M · min. income ≈ HK$215,536/mo (50% DSR)
Upfront cash ≈ HK$9.86M (deposit + AVD stamp duty HK$1,223,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,165
−HK$7,410/mo
▼ 0.25% · 3.875%
HK$121,840
−HK$3,735/mo
Today · 4.125%
HK$125,575
baseline
▲ 0.50% · 4.625%
HK$133,216
+HK$7,641/mo
Deposit HK$2.88M · loan HK$25.91M · min. income ≈ HK$251,150/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$1,223,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,457
−HK$7,102/mo
▼ 0.25% · 3.875%
HK$134,983
−HK$3,576/mo
Today · 4.125%
HK$138,559
baseline
▲ 0.50% · 4.625%
HK$145,863
+HK$7,304/mo
Deposit HK$2.88M · loan HK$25.91M · min. income ≈ HK$277,118/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$1,223,548 · Scale 2, in force from 26 Feb 2026)