LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,653
−HK$4,117/mo
▼ 0.25% · 3.875%
HK$67,695
−HK$2,075/mo
Today · 4.125%
HK$69,770
baseline
▲ 0.50% · 4.625%
HK$74,015
+HK$4,245/mo
Deposit HK$14.40M · loan HK$14.40M · min. income ≈ HK$139,540/mo (50% DSR)
Upfront cash ≈ HK$15.62M (deposit + AVD stamp duty HK$1,223,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,038
−HK$3,946/mo
▼ 0.25% · 3.875%
HK$74,997
−HK$1,987/mo
Today · 4.125%
HK$76,984
baseline
▲ 0.50% · 4.625%
HK$81,042
+HK$4,058/mo
Deposit HK$14.40M · loan HK$14.40M · min. income ≈ HK$153,968/mo (50% DSR)
Upfront cash ≈ HK$15.62M (deposit + AVD stamp duty HK$1,223,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,783
−HK$4,940/mo
▼ 0.25% · 3.875%
HK$81,234
−HK$2,489/mo
Today · 4.125%
HK$83,723
baseline
▲ 0.50% · 4.625%
HK$88,818
+HK$5,095/mo
Deposit HK$11.52M · loan HK$17.28M · min. income ≈ HK$167,446/mo (50% DSR)
Upfront cash ≈ HK$12.74M (deposit + AVD stamp duty HK$1,223,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,645
−HK$4,736/mo
▼ 0.25% · 3.875%
HK$89,996
−HK$2,385/mo
Today · 4.125%
HK$92,381
baseline
▲ 0.50% · 4.625%
HK$97,250
+HK$4,869/mo
Deposit HK$11.52M · loan HK$17.28M · min. income ≈ HK$184,762/mo (50% DSR)
Upfront cash ≈ HK$12.74M (deposit + AVD stamp duty HK$1,223,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,914
−HK$5,763/mo
▼ 0.25% · 3.875%
HK$94,773
−HK$2,904/mo
Today · 4.125%
HK$97,677
baseline
▲ 0.50% · 4.625%
HK$103,621
+HK$5,944/mo
Deposit HK$8.64M · loan HK$20.15M · min. income ≈ HK$195,354/mo (50% DSR)
Upfront cash ≈ HK$9.86M (deposit + AVD stamp duty HK$1,223,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,253
−HK$5,524/mo
▼ 0.25% · 3.875%
HK$104,995
−HK$2,782/mo
Today · 4.125%
HK$107,777
baseline
▲ 0.50% · 4.625%
HK$113,458
+HK$5,681/mo
Deposit HK$8.64M · loan HK$20.15M · min. income ≈ HK$215,554/mo (50% DSR)
Upfront cash ≈ HK$9.86M (deposit + AVD stamp duty HK$1,223,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,175
−HK$7,410/mo
▼ 0.25% · 3.875%
HK$121,850
−HK$3,735/mo
Today · 4.125%
HK$125,585
baseline
▲ 0.50% · 4.625%
HK$133,227
+HK$7,642/mo
Deposit HK$2.88M · loan HK$25.91M · min. income ≈ HK$251,170/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$1,223,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,468
−HK$7,103/mo
▼ 0.25% · 3.875%
HK$134,994
−HK$3,577/mo
Today · 4.125%
HK$138,571
baseline
▲ 0.50% · 4.625%
HK$145,875
+HK$7,304/mo
Deposit HK$2.88M · loan HK$25.91M · min. income ≈ HK$277,142/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$1,223,649 · Scale 2, in force from 26 Feb 2026)