LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,653
−HK$4,117/mo
▼ 0.25% · 3.875%
HK$67,695
−HK$2,075/mo
Today · 4.125%
HK$69,770
baseline
▲ 0.50% · 4.625%
HK$74,016
+HK$4,246/mo
Deposit HK$14.40M · loan HK$14.40M · min. income ≈ HK$139,540/mo (50% DSR)
Upfront cash ≈ HK$15.62M (deposit + AVD stamp duty HK$1,223,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,039
−HK$3,946/mo
▼ 0.25% · 3.875%
HK$74,997
−HK$1,988/mo
Today · 4.125%
HK$76,985
baseline
▲ 0.50% · 4.625%
HK$81,043
+HK$4,058/mo
Deposit HK$14.40M · loan HK$14.40M · min. income ≈ HK$153,970/mo (50% DSR)
Upfront cash ≈ HK$15.62M (deposit + AVD stamp duty HK$1,223,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,784
−HK$4,940/mo
▼ 0.25% · 3.875%
HK$81,235
−HK$2,489/mo
Today · 4.125%
HK$83,724
baseline
▲ 0.50% · 4.625%
HK$88,819
+HK$5,095/mo
Deposit HK$11.52M · loan HK$17.28M · min. income ≈ HK$167,448/mo (50% DSR)
Upfront cash ≈ HK$12.74M (deposit + AVD stamp duty HK$1,223,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,646
−HK$4,736/mo
▼ 0.25% · 3.875%
HK$89,997
−HK$2,385/mo
Today · 4.125%
HK$92,382
baseline
▲ 0.50% · 4.625%
HK$97,251
+HK$4,869/mo
Deposit HK$11.52M · loan HK$17.28M · min. income ≈ HK$184,764/mo (50% DSR)
Upfront cash ≈ HK$12.74M (deposit + AVD stamp duty HK$1,223,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,915
−HK$5,763/mo
▼ 0.25% · 3.875%
HK$94,774
−HK$2,904/mo
Today · 4.125%
HK$97,678
baseline
▲ 0.50% · 4.625%
HK$103,622
+HK$5,944/mo
Deposit HK$8.64M · loan HK$20.15M · min. income ≈ HK$195,356/mo (50% DSR)
Upfront cash ≈ HK$9.86M (deposit + AVD stamp duty HK$1,223,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,254
−HK$5,525/mo
▼ 0.25% · 3.875%
HK$104,996
−HK$2,783/mo
Today · 4.125%
HK$107,779
baseline
▲ 0.50% · 4.625%
HK$113,460
+HK$5,681/mo
Deposit HK$8.64M · loan HK$20.15M · min. income ≈ HK$215,558/mo (50% DSR)
Upfront cash ≈ HK$9.86M (deposit + AVD stamp duty HK$1,223,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,176
−HK$7,411/mo
▼ 0.25% · 3.875%
HK$121,852
−HK$3,735/mo
Today · 4.125%
HK$125,587
baseline
▲ 0.50% · 4.625%
HK$133,228
+HK$7,641/mo
Deposit HK$2.88M · loan HK$25.91M · min. income ≈ HK$251,174/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$1,223,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,470
−HK$7,102/mo
▼ 0.25% · 3.875%
HK$134,995
−HK$3,577/mo
Today · 4.125%
HK$138,572
baseline
▲ 0.50% · 4.625%
HK$145,877
+HK$7,305/mo
Deposit HK$2.88M · loan HK$25.91M · min. income ≈ HK$277,144/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$1,223,663 · Scale 2, in force from 26 Feb 2026)