LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,659
−HK$4,117/mo
▼ 0.25% · 3.875%
HK$67,701
−HK$2,075/mo
Today · 4.125%
HK$69,776
baseline
▲ 0.50% · 4.625%
HK$74,022
+HK$4,246/mo
Deposit HK$14.40M · loan HK$14.40M · min. income ≈ HK$139,552/mo (50% DSR)
Upfront cash ≈ HK$15.62M (deposit + AVD stamp duty HK$1,223,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,045
−HK$3,946/mo
▼ 0.25% · 3.875%
HK$75,004
−HK$1,987/mo
Today · 4.125%
HK$76,991
baseline
▲ 0.50% · 4.625%
HK$81,049
+HK$4,058/mo
Deposit HK$14.40M · loan HK$14.40M · min. income ≈ HK$153,982/mo (50% DSR)
Upfront cash ≈ HK$15.62M (deposit + AVD stamp duty HK$1,223,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,790
−HK$4,941/mo
▼ 0.25% · 3.875%
HK$81,241
−HK$2,490/mo
Today · 4.125%
HK$83,731
baseline
▲ 0.50% · 4.625%
HK$88,826
+HK$5,095/mo
Deposit HK$11.52M · loan HK$17.28M · min. income ≈ HK$167,462/mo (50% DSR)
Upfront cash ≈ HK$12.74M (deposit + AVD stamp duty HK$1,223,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,654
−HK$4,735/mo
▼ 0.25% · 3.875%
HK$90,004
−HK$2,385/mo
Today · 4.125%
HK$92,389
baseline
▲ 0.50% · 4.625%
HK$97,259
+HK$4,870/mo
Deposit HK$11.52M · loan HK$17.28M · min. income ≈ HK$184,778/mo (50% DSR)
Upfront cash ≈ HK$12.74M (deposit + AVD stamp duty HK$1,223,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,922
−HK$5,765/mo
▼ 0.25% · 3.875%
HK$94,782
−HK$2,905/mo
Today · 4.125%
HK$97,687
baseline
▲ 0.50% · 4.625%
HK$103,631
+HK$5,944/mo
Deposit HK$8.64M · loan HK$20.16M · min. income ≈ HK$195,374/mo (50% DSR)
Upfront cash ≈ HK$9.86M (deposit + AVD stamp duty HK$1,223,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,263
−HK$5,524/mo
▼ 0.25% · 3.875%
HK$105,005
−HK$2,782/mo
Today · 4.125%
HK$107,787
baseline
▲ 0.50% · 4.625%
HK$113,469
+HK$5,682/mo
Deposit HK$8.64M · loan HK$20.16M · min. income ≈ HK$215,574/mo (50% DSR)
Upfront cash ≈ HK$9.86M (deposit + AVD stamp duty HK$1,223,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,186
−HK$7,411/mo
▼ 0.25% · 3.875%
HK$121,862
−HK$3,735/mo
Today · 4.125%
HK$125,597
baseline
▲ 0.50% · 4.625%
HK$133,239
+HK$7,642/mo
Deposit HK$2.88M · loan HK$25.91M · min. income ≈ HK$251,194/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$1,223,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,480
−HK$7,104/mo
▼ 0.25% · 3.875%
HK$135,007
−HK$3,577/mo
Today · 4.125%
HK$138,584
baseline
▲ 0.50% · 4.625%
HK$145,889
+HK$7,305/mo
Deposit HK$2.88M · loan HK$25.91M · min. income ≈ HK$277,168/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$1,223,764 · Scale 2, in force from 26 Feb 2026)