LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,665
−HK$4,118/mo
▼ 0.25% · 3.875%
HK$67,707
−HK$2,076/mo
Today · 4.125%
HK$69,783
baseline
▲ 0.50% · 4.625%
HK$74,029
+HK$4,246/mo
Deposit HK$14.40M · loan HK$14.40M · min. income ≈ HK$139,566/mo (50% DSR)
Upfront cash ≈ HK$15.62M (deposit + AVD stamp duty HK$1,223,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,052
−HK$3,946/mo
▼ 0.25% · 3.875%
HK$75,011
−HK$1,987/mo
Today · 4.125%
HK$76,998
baseline
▲ 0.50% · 4.625%
HK$81,057
+HK$4,059/mo
Deposit HK$14.40M · loan HK$14.40M · min. income ≈ HK$153,996/mo (50% DSR)
Upfront cash ≈ HK$15.62M (deposit + AVD stamp duty HK$1,223,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,798
−HK$4,941/mo
▼ 0.25% · 3.875%
HK$81,249
−HK$2,490/mo
Today · 4.125%
HK$83,739
baseline
▲ 0.50% · 4.625%
HK$88,835
+HK$5,096/mo
Deposit HK$11.52M · loan HK$17.28M · min. income ≈ HK$167,478/mo (50% DSR)
Upfront cash ≈ HK$12.74M (deposit + AVD stamp duty HK$1,223,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,662
−HK$4,736/mo
▼ 0.25% · 3.875%
HK$90,013
−HK$2,385/mo
Today · 4.125%
HK$92,398
baseline
▲ 0.50% · 4.625%
HK$97,268
+HK$4,870/mo
Deposit HK$11.52M · loan HK$17.28M · min. income ≈ HK$184,796/mo (50% DSR)
Upfront cash ≈ HK$12.74M (deposit + AVD stamp duty HK$1,223,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,931
−HK$5,765/mo
▼ 0.25% · 3.875%
HK$94,790
−HK$2,906/mo
Today · 4.125%
HK$97,696
baseline
▲ 0.50% · 4.625%
HK$103,640
+HK$5,944/mo
Deposit HK$8.64M · loan HK$20.16M · min. income ≈ HK$195,392/mo (50% DSR)
Upfront cash ≈ HK$9.86M (deposit + AVD stamp duty HK$1,223,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,272
−HK$5,526/mo
▼ 0.25% · 3.875%
HK$105,015
−HK$2,783/mo
Today · 4.125%
HK$107,798
baseline
▲ 0.50% · 4.625%
HK$113,480
+HK$5,682/mo
Deposit HK$8.64M · loan HK$20.16M · min. income ≈ HK$215,596/mo (50% DSR)
Upfront cash ≈ HK$9.86M (deposit + AVD stamp duty HK$1,223,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,197
−HK$7,412/mo
▼ 0.25% · 3.875%
HK$121,873
−HK$3,736/mo
Today · 4.125%
HK$125,609
baseline
▲ 0.50% · 4.625%
HK$133,252
+HK$7,643/mo
Deposit HK$2.88M · loan HK$25.92M · min. income ≈ HK$251,218/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$1,223,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,493
−HK$7,104/mo
▼ 0.25% · 3.875%
HK$135,019
−HK$3,578/mo
Today · 4.125%
HK$138,597
baseline
▲ 0.50% · 4.625%
HK$145,903
+HK$7,306/mo
Deposit HK$2.88M · loan HK$25.92M · min. income ≈ HK$277,194/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$1,223,880 · Scale 2, in force from 26 Feb 2026)