LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,667
−HK$4,118/mo
▼ 0.25% · 3.875%
HK$67,710
−HK$2,075/mo
Today · 4.125%
HK$69,785
baseline
▲ 0.50% · 4.625%
HK$74,031
+HK$4,246/mo
Deposit HK$14.40M · loan HK$14.40M · min. income ≈ HK$139,570/mo (50% DSR)
Upfront cash ≈ HK$15.62M (deposit + AVD stamp duty HK$1,223,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,054
−HK$3,947/mo
▼ 0.25% · 3.875%
HK$75,013
−HK$1,988/mo
Today · 4.125%
HK$77,001
baseline
▲ 0.50% · 4.625%
HK$81,059
+HK$4,058/mo
Deposit HK$14.40M · loan HK$14.40M · min. income ≈ HK$154,002/mo (50% DSR)
Upfront cash ≈ HK$15.62M (deposit + AVD stamp duty HK$1,223,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,800
−HK$4,942/mo
▼ 0.25% · 3.875%
HK$81,251
−HK$2,491/mo
Today · 4.125%
HK$83,742
baseline
▲ 0.50% · 4.625%
HK$88,837
+HK$5,095/mo
Deposit HK$11.52M · loan HK$17.28M · min. income ≈ HK$167,484/mo (50% DSR)
Upfront cash ≈ HK$12.74M (deposit + AVD stamp duty HK$1,223,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,665
−HK$4,736/mo
▼ 0.25% · 3.875%
HK$90,016
−HK$2,385/mo
Today · 4.125%
HK$92,401
baseline
▲ 0.50% · 4.625%
HK$97,271
+HK$4,870/mo
Deposit HK$11.52M · loan HK$17.28M · min. income ≈ HK$184,802/mo (50% DSR)
Upfront cash ≈ HK$12.74M (deposit + AVD stamp duty HK$1,223,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,934
−HK$5,765/mo
▼ 0.25% · 3.875%
HK$94,793
−HK$2,906/mo
Today · 4.125%
HK$97,699
baseline
▲ 0.50% · 4.625%
HK$103,643
+HK$5,944/mo
Deposit HK$8.64M · loan HK$20.16M · min. income ≈ HK$195,398/mo (50% DSR)
Upfront cash ≈ HK$9.86M (deposit + AVD stamp duty HK$1,223,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,275
−HK$5,526/mo
▼ 0.25% · 3.875%
HK$105,018
−HK$2,783/mo
Today · 4.125%
HK$107,801
baseline
▲ 0.50% · 4.625%
HK$113,483
+HK$5,682/mo
Deposit HK$8.64M · loan HK$20.16M · min. income ≈ HK$215,602/mo (50% DSR)
Upfront cash ≈ HK$9.86M (deposit + AVD stamp duty HK$1,223,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,200
−HK$7,413/mo
▼ 0.25% · 3.875%
HK$121,877
−HK$3,736/mo
Today · 4.125%
HK$125,613
baseline
▲ 0.50% · 4.625%
HK$133,256
+HK$7,643/mo
Deposit HK$2.88M · loan HK$25.92M · min. income ≈ HK$251,226/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$1,223,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,497
−HK$7,104/mo
▼ 0.25% · 3.875%
HK$135,023
−HK$3,578/mo
Today · 4.125%
HK$138,601
baseline
▲ 0.50% · 4.625%
HK$145,907
+HK$7,306/mo
Deposit HK$2.88M · loan HK$25.92M · min. income ≈ HK$277,202/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$1,223,917 · Scale 2, in force from 26 Feb 2026)