LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,669
−HK$4,118/mo
▼ 0.25% · 3.875%
HK$67,711
−HK$2,076/mo
Today · 4.125%
HK$69,787
baseline
▲ 0.50% · 4.625%
HK$74,033
+HK$4,246/mo
Deposit HK$14.40M · loan HK$14.40M · min. income ≈ HK$139,574/mo (50% DSR)
Upfront cash ≈ HK$15.62M (deposit + AVD stamp duty HK$1,223,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,056
−HK$3,947/mo
▼ 0.25% · 3.875%
HK$75,015
−HK$1,988/mo
Today · 4.125%
HK$77,003
baseline
▲ 0.50% · 4.625%
HK$81,062
+HK$4,059/mo
Deposit HK$14.40M · loan HK$14.40M · min. income ≈ HK$154,006/mo (50% DSR)
Upfront cash ≈ HK$15.62M (deposit + AVD stamp duty HK$1,223,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,802
−HK$4,942/mo
▼ 0.25% · 3.875%
HK$81,254
−HK$2,490/mo
Today · 4.125%
HK$83,744
baseline
▲ 0.50% · 4.625%
HK$88,840
+HK$5,096/mo
Deposit HK$11.52M · loan HK$17.28M · min. income ≈ HK$167,488/mo (50% DSR)
Upfront cash ≈ HK$12.74M (deposit + AVD stamp duty HK$1,223,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,667
−HK$4,736/mo
▼ 0.25% · 3.875%
HK$90,018
−HK$2,385/mo
Today · 4.125%
HK$92,403
baseline
▲ 0.50% · 4.625%
HK$97,274
+HK$4,871/mo
Deposit HK$11.52M · loan HK$17.28M · min. income ≈ HK$184,806/mo (50% DSR)
Upfront cash ≈ HK$12.74M (deposit + AVD stamp duty HK$1,223,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,936
−HK$5,765/mo
▼ 0.25% · 3.875%
HK$94,796
−HK$2,905/mo
Today · 4.125%
HK$97,701
baseline
▲ 0.50% · 4.625%
HK$103,646
+HK$5,945/mo
Deposit HK$8.64M · loan HK$20.16M · min. income ≈ HK$195,402/mo (50% DSR)
Upfront cash ≈ HK$9.86M (deposit + AVD stamp duty HK$1,223,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,278
−HK$5,526/mo
▼ 0.25% · 3.875%
HK$105,021
−HK$2,783/mo
Today · 4.125%
HK$107,804
baseline
▲ 0.50% · 4.625%
HK$113,486
+HK$5,682/mo
Deposit HK$8.64M · loan HK$20.16M · min. income ≈ HK$215,608/mo (50% DSR)
Upfront cash ≈ HK$9.86M (deposit + AVD stamp duty HK$1,223,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,204
−HK$7,412/mo
▼ 0.25% · 3.875%
HK$121,881
−HK$3,735/mo
Today · 4.125%
HK$125,616
baseline
▲ 0.50% · 4.625%
HK$133,260
+HK$7,644/mo
Deposit HK$2.88M · loan HK$25.92M · min. income ≈ HK$251,232/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$1,223,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,500
−HK$7,105/mo
▼ 0.25% · 3.875%
HK$135,027
−HK$3,578/mo
Today · 4.125%
HK$138,605
baseline
▲ 0.50% · 4.625%
HK$145,911
+HK$7,306/mo
Deposit HK$2.88M · loan HK$25.92M · min. income ≈ HK$277,210/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$1,223,951 · Scale 2, in force from 26 Feb 2026)