LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,670
−HK$4,118/mo
▼ 0.25% · 3.875%
HK$67,712
−HK$2,076/mo
Today · 4.125%
HK$69,788
baseline
▲ 0.50% · 4.625%
HK$74,034
+HK$4,246/mo
Deposit HK$14.40M · loan HK$14.40M · min. income ≈ HK$139,576/mo (50% DSR)
Upfront cash ≈ HK$15.62M (deposit + AVD stamp duty HK$1,223,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,057
−HK$3,947/mo
▼ 0.25% · 3.875%
HK$75,016
−HK$1,988/mo
Today · 4.125%
HK$77,004
baseline
▲ 0.50% · 4.625%
HK$81,063
+HK$4,059/mo
Deposit HK$14.40M · loan HK$14.40M · min. income ≈ HK$154,008/mo (50% DSR)
Upfront cash ≈ HK$15.62M (deposit + AVD stamp duty HK$1,223,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,803
−HK$4,942/mo
▼ 0.25% · 3.875%
HK$81,255
−HK$2,490/mo
Today · 4.125%
HK$83,745
baseline
▲ 0.50% · 4.625%
HK$88,841
+HK$5,096/mo
Deposit HK$11.52M · loan HK$17.28M · min. income ≈ HK$167,490/mo (50% DSR)
Upfront cash ≈ HK$12.74M (deposit + AVD stamp duty HK$1,223,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,668
−HK$4,736/mo
▼ 0.25% · 3.875%
HK$90,019
−HK$2,385/mo
Today · 4.125%
HK$92,404
baseline
▲ 0.50% · 4.625%
HK$97,275
+HK$4,871/mo
Deposit HK$11.52M · loan HK$17.28M · min. income ≈ HK$184,808/mo (50% DSR)
Upfront cash ≈ HK$12.74M (deposit + AVD stamp duty HK$1,223,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,937
−HK$5,766/mo
▼ 0.25% · 3.875%
HK$94,797
−HK$2,906/mo
Today · 4.125%
HK$97,703
baseline
▲ 0.50% · 4.625%
HK$103,648
+HK$5,945/mo
Deposit HK$8.64M · loan HK$20.16M · min. income ≈ HK$195,406/mo (50% DSR)
Upfront cash ≈ HK$9.86M (deposit + AVD stamp duty HK$1,223,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,279
−HK$5,526/mo
▼ 0.25% · 3.875%
HK$105,022
−HK$2,783/mo
Today · 4.125%
HK$107,805
baseline
▲ 0.50% · 4.625%
HK$113,488
+HK$5,683/mo
Deposit HK$8.64M · loan HK$20.16M · min. income ≈ HK$215,610/mo (50% DSR)
Upfront cash ≈ HK$9.86M (deposit + AVD stamp duty HK$1,223,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,205
−HK$7,413/mo
▼ 0.25% · 3.875%
HK$121,882
−HK$3,736/mo
Today · 4.125%
HK$125,618
baseline
▲ 0.50% · 4.625%
HK$133,261
+HK$7,643/mo
Deposit HK$2.88M · loan HK$25.92M · min. income ≈ HK$251,236/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$1,223,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,502
−HK$7,105/mo
▼ 0.25% · 3.875%
HK$135,029
−HK$3,578/mo
Today · 4.125%
HK$138,607
baseline
▲ 0.50% · 4.625%
HK$145,913
+HK$7,306/mo
Deposit HK$2.88M · loan HK$25.92M · min. income ≈ HK$277,214/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$1,223,966 · Scale 2, in force from 26 Feb 2026)