LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,672
−HK$4,118/mo
▼ 0.25% · 3.875%
HK$67,715
−HK$2,075/mo
Today · 4.125%
HK$69,790
baseline
▲ 0.50% · 4.625%
HK$74,037
+HK$4,247/mo
Deposit HK$14.40M · loan HK$14.40M · min. income ≈ HK$139,580/mo (50% DSR)
Upfront cash ≈ HK$15.62M (deposit + AVD stamp duty HK$1,224,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,059
−HK$3,947/mo
▼ 0.25% · 3.875%
HK$75,019
−HK$1,987/mo
Today · 4.125%
HK$77,006
baseline
▲ 0.50% · 4.625%
HK$81,066
+HK$4,060/mo
Deposit HK$14.40M · loan HK$14.40M · min. income ≈ HK$154,012/mo (50% DSR)
Upfront cash ≈ HK$15.62M (deposit + AVD stamp duty HK$1,224,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,806
−HK$4,942/mo
▼ 0.25% · 3.875%
HK$81,258
−HK$2,490/mo
Today · 4.125%
HK$83,748
baseline
▲ 0.50% · 4.625%
HK$88,844
+HK$5,096/mo
Deposit HK$11.52M · loan HK$17.28M · min. income ≈ HK$167,496/mo (50% DSR)
Upfront cash ≈ HK$12.74M (deposit + AVD stamp duty HK$1,224,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,671
−HK$4,737/mo
▼ 0.25% · 3.875%
HK$90,022
−HK$2,386/mo
Today · 4.125%
HK$92,408
baseline
▲ 0.50% · 4.625%
HK$97,279
+HK$4,871/mo
Deposit HK$11.52M · loan HK$17.28M · min. income ≈ HK$184,816/mo (50% DSR)
Upfront cash ≈ HK$12.74M (deposit + AVD stamp duty HK$1,224,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,941
−HK$5,765/mo
▼ 0.25% · 3.875%
HK$94,800
−HK$2,906/mo
Today · 4.125%
HK$97,706
baseline
▲ 0.50% · 4.625%
HK$103,651
+HK$5,945/mo
Deposit HK$8.64M · loan HK$20.16M · min. income ≈ HK$195,412/mo (50% DSR)
Upfront cash ≈ HK$9.86M (deposit + AVD stamp duty HK$1,224,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,283
−HK$5,526/mo
▼ 0.25% · 3.875%
HK$105,026
−HK$2,783/mo
Today · 4.125%
HK$107,809
baseline
▲ 0.50% · 4.625%
HK$113,492
+HK$5,683/mo
Deposit HK$8.64M · loan HK$20.16M · min. income ≈ HK$215,618/mo (50% DSR)
Upfront cash ≈ HK$9.86M (deposit + AVD stamp duty HK$1,224,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,209
−HK$7,413/mo
▼ 0.25% · 3.875%
HK$121,886
−HK$3,736/mo
Today · 4.125%
HK$125,622
baseline
▲ 0.50% · 4.625%
HK$133,266
+HK$7,644/mo
Deposit HK$2.88M · loan HK$25.92M · min. income ≈ HK$251,244/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$1,224,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,507
−HK$7,105/mo
▼ 0.25% · 3.875%
HK$135,034
−HK$3,578/mo
Today · 4.125%
HK$138,612
baseline
▲ 0.50% · 4.625%
HK$145,918
+HK$7,306/mo
Deposit HK$2.88M · loan HK$25.92M · min. income ≈ HK$277,224/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$1,224,009 · Scale 2, in force from 26 Feb 2026)